Job Summary

　　 Job Description

　　What is the opportunity?

　　This position supports the High Net Worth/Tailored Lending team for the New York Credit Branch within US Wealth Management by facilitating loan closings and performing life of loan portfolio servicing for complex lending facilities and borrowing structures while providing best in class customer experience.

　　All responsibilities shall be carried out in accordance with the Code of Conduct, RBC Values and Guiding Principles ensuring compliance with the Privacy Principles.

　　What will you do?

　　Loan Closing - 20%Perform pre-closing loan due diligence and ensure any pre-closing requirements are satisfiedWork closely with Lending team and Counsel to ensure loan documentation is accurate and reflects approved loan termsCoordinate loan closing and funding with Lending Team, Counsel and Loan OperationsPortfolio Management - 80%

　　Track and Manage all Affirmative and Negative Loan CovenantsPerform or Review periodic Loan Covenant TestingPerform or approve funding on existing portfolioFacilitate loan renewals, refinances and payoffs

　　What do you need to succeed?

　　Must-have 4 year advanced degree from accredited university in Finance, Accounting, Business or equivalent and / or related experience7+ years of commercial lending experience, preferably in documentation, underwriting or portfolio managementAbility to meet all work deadlinesExhibits High Level of Internal and External Client ServiceKnowledge of credit requirements and regulatory compliance for commercial and securities based lendingStrong PC skillset (Word/Excel/Outlook/Power Point)Ability to learn and adapt to in-house credit and other workflow systemsStrong interpersonal, verbal and written communication skills with all levels of management

　　Nice-to-have Experience working with complex commercial loans and borrowing structuresExperience in portfolio management role to include analyzing financials and calculating financial performance ratiosExperience working with High Net Worth / Private Banking client baseDemonstrated collaboration skills, working in partnerships to create effective outcomesWell organized, detail oriented, and extremely accurateResults Oriented by executing goals within timelines & acceptable risk levels

　　What's in it for you?

　　We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicableLeaders who support your development through coaching and managing opportunitiesAbility to make a difference and lasting impactWork in a dynamic, collaborative, progressive, and high-performing teamFlexible work/life balance optionsOpportunities to do challenging workOpportunities to take on progressively greater accountabilitiesAccess to a variety of job opportunities across business

　　Job Skills

　　Business Credit, Funding, High Net Worth Individuals, Lending, Loan Closings, Loan Documentation, Portfolio Management, Wealth Management

　　Additional Job Details

　　Address:

　　8081 ARCO CORPORATE DRIVE:RALEIGH

　　City:

　　Raleigh

　　Country:

　　United States of America

　　Work hours/week:

　　40

　　Employment Type:

　　Full time

　　Platform:

　　Wealth Management

　　Job Type:

　　Regular

　　Pay Type:

　　Salaried

　　Posted Date:

　　2023-12-05

　　Application Deadline:

　　2024-02-09

　　Inclusion and Equal Opportunity Employment

　　At RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.

　　We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process.

　　Join our Talent Community

　　Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.

　　Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com .