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(Updated Salary) Senior Underwriter
(Updated Salary) Senior Underwriter-January 2024
Des Moines
Jan 15, 2026
About (Updated Salary) Senior Underwriter

  What You'll Do

  As a member of our Individual Life New Business Underwriting Team, you'll be part of a mid-level underwriting team handling risk assessments on life insurance applicants. You’ll also be responsible for communicating and building strong partnerships with our field offices and agents. This is a phenomenal opportunity to be on the leading edge of innovations and new technologies!

  Here are a few examples of the types of things you'll do:

  Support marketing goals by issuing life insurance coverage on a favorable and timely basis consistent with mortality objectives.

  Support profitability goals by assessing the expected mortality/morbidity of individual life applicants, analyzing medical, non-medical, and financial information and classifying risk appropriately.

  While acting within a brokerage agency underwriting capacity, negotiate offers for placement of policies with the appropriate carrier. This may include acting as a partner to sales managers and producers to arrive at the best solution for a proposed insured.

  This position is also a phenomenal way to advance your career. As a growing company with over 16,000 employees around the world, Principal offers a lot of ways for you to learn more, earn more and achieve more.

  Who You Are

  College degree or equivalent and 4+ years of individual life underwriting experience plus advanced knowledge of multi-life and other insurance arrangements, financial documents, and tax forms used in personal and/or business planning.

  Ability to use creativity in finding ways to facilitate sale of key cases or explain the company's position on adverse decisions.

  Maintain professional level of expertise recognized both within and outside the company.

  Exemplify strong leadership and work in a constantly evolving environment.

  Ongoing progress towards FLMI, RHU and AALU designations and participation in CLU education courses.

  Salary Range Information

  Salary ranges below reflect targeted base salaries. Non-sales positions have the opportunity to participate in a bonus program. Sales positions are eligible for sales incentives, and in some instances a bonus plan, whereby total compensation may far exceed base salary depending on individual performance. Actual compensation for all roles will be based upon geographic location, work experience, education, licensure requirements and/or skill level and will be finalized at the time of offer.

  Salary Range (Non-Exempt expressed as hourly; Exempt expressed as yearly)

  $63750 - $121200 / year

  Time Off Program

  Flexible Time Off (FTO) is provided to salaried (exempt) employees and provides the opportunity to take time away from the office with pay for vacation, personal or short-term illness. Employees don’t accrue a bank of time off under FTO and there is no set number of days provided.

  Additional Information

  Location

  This role offers in-office, hybrid (blending at least three office days in a typical workweek), and remote work arrangements.

  Work Authorization/Sponsorship

  At this time, we're not considering candidates that need any type of immigration sponsorship now or in the future or those needing work authorization for this role. (This includes, but is not limited to students on F1-OPT, F1-CPT, J-1, etc.)

  Nonimmigrant Workers (https://www.uscis.gov/working-in-the-united-states/temporary-nonimmigrant-workers) and Green Card for Employment-Based Immigrants (https://www.uscis.gov/green-card/green-card-eligibility/green-card-for-employment-based-immigrants)

  Investment Code of Ethics

  For Principal Global Investors positions, you’ll need to follow an Investment Code of Ethics related to personal and business conduct as well as personal trading activities for you and members of your household. These same requirements may also apply to other positions across the organization.

  Experience Principal

  While our expertise spans the globe, we're bound by one common purpose: to foster a world where financial security is accessible to all. And our success depends on the unique experiences, backgrounds, and talents of our employees – individually and all of us together. Explore our core values (https://www.principal.com/about-us/careers#core-values) , benefits (https://www.principal.com/about-us/careers#benefits) and why we’re an exceptional place (https://www.principal.com/about-us/careers#reputation) to grow your career!

  Posting Window

  We will accept applications for 3 full days following the Original Posting Date, after which the posting may remain open or be removed based upon applications received. If we choose to post the job again, we will accept additional applications for at least 1 full day following the Most Recently Posted Date. Please submit applications in a timely manner as there is no guarantee the posting will be available beyond the applicable deadline.

  Original Posting Date

  1/4/2024

  Most Recently Posted Date

  1/4/2024

  LinkedIn Remote Hashtag

  #LI-Remote

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