As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

　　As a Small Business Card Risk Strategy Senior Associate, you will be responsible for optimizing Credit Line Assignment (CLA) strategy. You will influence all aspects of strategy including design, implementation and monitoring while working closely with business partners. This role requires strong analytical skills, collaboration, and attention to detail to effectively deliver on behalf of the team and the business. You will be detail-oriented and results focused, and have a proven record of problem solving and collaborating with others, including direct and indirect leadership positions.

　　Job Responsibilities

　　Develop and maintain periodic analytics to provide management with full insight into emerging trends and the quality of the originated accounts specifically related to credit line assignment

　　Examine risk performance metrics and profitability drivers, enabling the assessment of risk vs. reward trade-off

　　Acquire an understanding of the operational processes (e.g. manual underwriting, portfolio management, collections) which have implications on acquisition or portfolio management decisions

　　Conduct ad hoc analytics and contribute to various projects representing Risk Management

　　Present analytical findings and strategic recommendations to stakeholders

　　Partner with teams across product, finance, modeling, technology, legal, compliance, and risk controls to ensure strategies are optimal and operating in a controlled environment

　　Required Qualifications, Capabilities and Skills:

　　Bachelors degree

　　Minimum 5 years Risk Management or other quantitative experience or Masters degree and minimum 3 years Risk Management or other quantitative experience

　　Advanced understanding of SAS, SAS Enterprise Miner, or other decision tree software

　　Ability to query large amounts of data and transform the raw data into actionable management information

　　Familiarity with risk analytic techniques

　　Strong analytical and problem-solving abilities

　　Strong written and oral communication skills

　　Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

　　We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

　　We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, discretionary incentive compensation which may be awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

　　JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans