NJM’s Workers’ Compensation Claims Team is seeking a Regional Claims Specialist. This is a full-time position and offers a hybrid schedule after training.

　　The Regional Claims Specialist will be responsible for contacting all parties involved in the claim, gathering, and securing all necessary information to effectively evaluate the claim, and outlining and recommending an action plan to manage the claim. The Regional Claim Specialist will work with and communicate to all internal and external stakeholders, including: NJM policyholders, injured workers, medical providers, the NJM Medical Services Administration Department, the NJM Special Investigation Unit, WC Legal Staff, and other departments within NJM, as well as outside defense counsel and vendors.

　　This role can be based in NJM’s West Trenton, NJ or Parsippany, NJ office location.

　　Responsibilities:

　　Execute on strategic and operational goals and objectives of the WCC department and company business goals, guidelines, and programs

　　Recommend process improvement where applicable to best improve the department efficiency, work product, and service commitment to interested parties

　　Manage litigated claims through with proactive execution of action plans to resolve claim issues to move cases toward closure and reduce aged inventory

　　Ensure quality management of claims in accordance with claims best practices and company guidelines, and timely, accurate documentation of claim activity

　　Provide a high level of customer service that promotes injured worker advocacy-based principles to maximize return to work motivation and improve outcomes for all parties.

　　Determine compensability and coverage issues that have been placed in litigation by gathering medical and factual evidence

　　Administer the delivery of timely, appropriate, and accurate indemnity and medical benefits

　　Evaluate the claim for potential fraud indicators and escalates the file to SIU, as appropriate.

　　Recognize and investigate subrogation opportunity for recovery of third-party funds

　　Initiate and provide excellent communication with all stakeholders (injured workers, providers, attorneys, brokers, clients, etc.) professionally and proactively with a customer-centric approach

　　Apply critical thinking skills to evaluate and mitigate exposures, and establish and implement a proactive strategic plan of action

　　Assign and refer claim petitions to Counsel, and work to resolve the claim within given authority

　　Promptly manage and resolve issues on litigated cases, inclusive of evaluating claim exposure, negotiating, and resolving claims

　　Build rapport with the policyholder, conduct on-site investigations when necessary, and educate the policyholder on NJM legal procedures, policies, and claim practices

　　Prepare for Claim Reviews; attend and participate as needed with the Claims Team and Supervisor

　　Participate in in-house and outside training programs to keep current on relevant issues/topics

　　Demonstrate a commitment to NJM’s Code of Business Conduct and Ethics, and apply knowledge of compliance policies and procedures, standards, and laws applicable to job responsibilities in the performance of work

　　Required Qualifications and Experience:

　　Level I - 0-3 years’ experience as a Workers' Comp Claim Representative, or comparable knowledge and experience with various aspects of claims handling and/or process including basic knowledge of WC Law, medical terminology, and utilization of an automatic claims processing system.

　　Level II - 3-5 years’ experience as a Workers' Comp Claim Representative, or comparable knowledge and experience with various aspects of claims handling and/or process including strong knowledge of WC Law, medical terminology, and utilization of an automatic claims processing system.

　　Sr Level – 5+ years’ experience as a Workers' Comp Claim Representative, or comparable knowledge and experience with various aspects of claims handling and/or process including advanced knowledge of WC Law, medical terminology, and utilization of an automatic claims processing system.

　　Knowledge of WC regulations and jurisdiction(s) to be able to formulate a Plan of Action to bring claims to resolution

　　Knowledge of and experience working Work with liens and Medicare Set-Asides to secure full and final settlements

　　Customer service oriented with strong written and oral communication skills

　　Strong interpersonal skills with ability to work both in a team and independently

　　Demonstrated organizational skills, and use of sound decision-making capabilities

　　Working knowledge utilizing an automated claim processing system and the Microsoft Office suite of tools (Word, Excel)

　　Ability to travel for business purposes, approximately less than 10%

　　Preferred:

　　Multi-state experience and/or licensing (including NJ, MD, CT, DE, PA and/or NY)

　　Associate’s or Bachelor’s degree

　　AIC/CPCU Designations

　　Salary:

　　Level I - $55K - $70K annually based on experience and credentials

　　Level II - $64K+ annually based on experience and credentials

　　Sr Level - $77K+ annually based on experience and credentials

　　Legal Disclaimer: NJM is proud to be an equal opportunity employer. We are committed to attracting, retaining and promoting a diverse and inclusive workforce that is fully representative of the diversity that exists in the communities in which we do business.

　　This isn’t just insurance. It’s NJM. When you join the NJM family, you’ll work with talented people who care about doing the right thing by our policyholders as well as each other. You’ll be part of a financially strong and stable company that has flourished on relationships, integrity, and service for more than a century. NJM is a special place where you can propel your career, help others, and make friends – all at the same time.

　　NJM is proud to offer our employees continuous learning options, outstanding benefits, access to wellness programs, and a wide range of opportunities to give back to the communities we are privileged to serve.

　　We have been named a Forbes America's Best-in-State Employer for four consecutive years.

　　Come join us! It’s time for you to make a difference alongside our remarkable team.