Reference #: 2024-00073Primary Office Location:30 Isabella Street. Pittsburgh, Pennsylvania. 15212.

　　Join our team. Make a difference - for us and for your future.Position Title:  Lock Desk Associate 1Business Unit:  Mortgage AdministrationReports to: Supervisor of Secondary Market Operations

　　Position Overview:This position is primarily responsible for confirming the accuracy of rate lock loan attributes, including but not limited to rate and fees, and clear specific alerts on loan files.Ensure locks follow all guidelines and fee structures of the bank and agencies (Fannie Mae, Freddie Mac, HUD, Federal Home Loan Bank)and private investors.They will additionally be responsible for processing loan fundings from investors once loan is sold and upload loan files to be sent to the servicing system.

　　Primary Responsibilities:Confirm locks are completed in an accurate and efficient manner.

　　Stay up to date with all agency and investors guidelines, including Fannie Mae, Freddie Mac, HUD, Federal Home Loan Bank and Private Investors.

　　Communicate with the Mortgage Loan Originators to determine loan and lock status.

　　Clear basic rate lock comparison screens that do not affect pricing or loan integrity when requested from various mortgage staff.

　　Review and input Service Retained/Released loan fundings in the LOS. Service Released fundings will also be processed in servicing system. Transfer of Servicing documents will be prepared and sent.

　　Compile electronic loan file to be sent to servicing system once loans are funded with investors.

　　Required to complete both internal and external general banking and mortgage banking norms and practices.

　　Performs other related duties and projects as assigned.

　　All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program.

　　F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines.Compliance with regulatory laws and company procedures is a required component of all position descriptions.

　　Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:High School or GED

　　Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:1

　　Skills Required to Perform the Primary Responsibilities of this Position:Excellent customer service skillsExcellent communication skills, both written and verbalExcellent organizational, analytical and interpersonal skillsAbility to use general office equipmentAbility to use a personal computer and job-related softwareMS Word - Basic LevelMS Excel - Basic LevelMS PowerPoint - Basic LevelKnowledge of compliance issues, secondary market and job-related policies and procedures.

　　Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:N/A

　　Physical Requirements or Work Conditions Beyond Traditional Office Work:N/A

　　It is the policy of F.N.B. Corporation and its affiliates not to discriminate against any employee or applicant for employment because of his or her race, color, religion, sex, sexual orientation, gender identity, national origin, or because he or she is an individual with a disability or disabled veteran, Armed Forces service metal veteran, recently separated veteran, or active duty wartime or campaign badge veteran. F.N.B. Corporation and its affiliates provide all applicants and employees a discrimination and harassment free workplace.  Please Visit following page for important legal disclosures and information: https://www.fnb-online.com/disclosures