Reference #: 5766Overview

　　At Community Bank System, Inc. (CBSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Bank, N.A., operates more than 200 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont and Western Massachusetts. Beyond retail banking, we also offer wealth management, investment management, insurance and risk management, and benefit plan administration.Just as our employees are committed to helping our customers manage their finances, we're committed to our employees. After all, they make it happen for our customers every day.To ensure our people can enjoy long and successful careers here at CBSI, we offer competitive compensation, great benefits, and professional development and advancement opportunities. As an equal-opportunity workplace and affirmative-action employer, we celebrate and support a diverse workplace for the benefit of all: our employees, customers and communities.Responsibilities

　　The location of this role can be flexible. It can be based out of one of our major site locations.Interpret and process Business Banking loan applications using the NextGen digital platform in a highly accurate and timely manner.  Utilization of credit memo, approval.commitment letter and credit file information to properly prepare loan closing documentation.  Manage personal workload to complete assignments in a timely manner and achieve departmental goals.Prepare commitment letters and loan closing documents, including real estate and non-real estate loans, in accordance with approvals and bank loan policy.Establish pre-closing checklists for tracking of approval conditions.Understand and interpret loan application information, credit files and loan approvalsInterpret credit files and loan approvals in order to prepare commitment letters, as well as order, collect and track mortgage due diligence information necessary prior to closing and the preparation of loan, closing documents in an accurate and timely manner.Knowledge of loan application requirements in order to indentify missing information from the loan packageCoordinate and communicate with Lenders and Branch Managers to ensure follow up and receipt of all required materials relative to BB loan submission.Assist in maintaining BB Department mailboxes to include resolution or response to inquires sent.Provide exemplary customer service to both internal and external customers in an  effort to achieve departmental goalsMaintain proficient knowledge of, and demonstate ongoing compliance with all laws and regulations applicable to this position, ensure ongoing adherence to pertinent policies, procedures and internal controls, and meet all job-specific training requirements.Administration of Business Banking Loan Credit FIles and record retention.Provide back-up to Specialists as needed.Other duties as requestedQualifications

　　Education/Training: Associates Degree or equivalent in a business field of study (finance, management, economics, accounting) or equivalent related experience with miniumum of 1 - 2 years Lending/Credit/Loan Documentation.Skills: Proficient reading, writing, grammar, and mathematic skills; strong interpersonal and communication skills (both verbal and written); strong attention to detail and proven organization skills, superior customer service skills.  Ability to review and interpret credit approval information.  Comprehensive understanding of commercial loan documents, processes and collateral perfection.  Understanding of financial statement composition with ability to interpret and connect financial data from various sources; knowledge of Microsoft Word and Excel.  NextGen and LaserPro knowledge a plus.Experience:  Minimum 1 - 2 years of experience in lending/credit analysis environment, paralegal and/or commercial construction monitoring experience a plus.  Genera knowledge of Commercial Lending Policies, Procedures and Products.Other Job Information

　　Hours: 40 hours/weekCompensation: Commensurate with experience plus potential for annual merit increase. In addition to your competitive salary, you will be rewarded benefits including: 11 paid holidays, paid vacation, Medical, Vision & Dental insurance, 401K with generous match, Pension, Tuition Reimbursement, Banking discounts and the list goes on!Physical Requirements:The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee may be required to stand, walk or sit. Use hands and fingers, handle or feel, reach with hands or arms, and speak and hear. The employee may occasionally be required to lift and or move up to 25 pounds. Specific vision abilities required by this job include close vision, and the ability to focus.An Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability.Minimum

　　USD $21.75/Hr.Maximum

　　USD $30.30/Hr.

　　Community Bank System, Inc. is an Affirmative Action, Equal Opportunity Employer who fully embraces diversity - minorities/females/veterans/individuals with disabilities/sexual orientation/gender identity.