Locations: VA - Richmond, United States of America, Richmond, Virginia

Anti-Money Laundering Investigator II - Currency Transaction Reporting

The qualified candidate will support the Anti-Money Laundering (AML) Currency Transaction Reporting (CTR) process as an expert research specialist performing a wide range of functions with a high level of difficulty and complexity. The candidate will be responsible for utilizing a wide variety of databases and applications for accurately evaluating customer information and taking the appropriate action to protect the company against risk of money laundering activity in accordance with law and bank policy in consultation with management. The candidate will work closely with management to ensure critical functions are fulfilled timely and accurately.

Responsibilities:

Review system generated cash transactions that may require reporting based on AML regulatory requirements.

Complete reportable transactions through manual reports and accurately file them.

Gather data necessary to determine whether activity is in the scope of CTR reporting.

Conducting due diligence on customers.

Scrub business line data to ensure that all CTR transactions are filed and recorded.

Ensure problem escalation, mitigation, and preventative measures are consistent with regulatory requirements.

Identify suspicious activity monitoring, including data collection, monitoring, research, analysis, and compilation of evidence to effectively support AML objectives.

Assess the effectiveness of systems, processes and tools used to monitor CTR risks and identify opportunities for improvement.

Provide day to day information regarding the operational functions of the CTR process.

Escalate issues as appropriate for advanced investigation and analysis.

Build and maintain awareness of the broader context and implications of the various types of risk affecting the business (e.g., financial, legal, reputation, etc.)

Autonomy and Supervisory Responsibilities:

Level of Supervision: Occasional supervision required

Structure Level: Structures occasional tasks independently

Typically Reports to: Sr. Investigator

Management of Others: No

Basic Qualifications:

-High school diploma, GED or equivalent certification

-At least 1 year of experience with Microsoft Office or Google Suite

Preferred Qualifications:

-Bachelor's degree in Criminal Justice or Fraud Prevention or Homeland Security

-2+ years work experience in an Anti-Money Laundering capacity

-2+ years work experience in the financial services industry

Are you looking for a challenging role that includes the convenience of working virtually at home? Then a Capital One Anti-Money Laundering Investigator role may be the role for you! You must be within 50 miles driving distance from our Capital One hub in Richmond, VA / Melville, NY

Work From Home Technology Requirements:

A secure home office environment that is free from background noise and distractions

A reliable private internet connection that is not supplied by use cellular data (hot spot)

Cable or fiber connections are preferred

Internet service download speeds must be at least 5 mbps, with 10+ mbps preferred - check your download speed using a speed test. A sample one can be found here . To test your home internet from your personal computer at home, type www.speedtest.net into the web browser of your personal computer.

Sustained ability to maintain latency less than 250 ms in voice calls is required

Hard wired connectivity is preferred, any use of wireless connectivity must be Private (non-public) and password protected through WPA2-PSK (AES) encryption. If you have any questions about your encryption, please consult with your internet provider

A private network is password protected where you have ownership or line of site to every device on the network

Capital One reserves the right to request proof of internet provider, speed and service package from the associate

Requirements are subject to change, as new systems and technology is delivered. Capital One reserves the right to modify internet service requirements with sixty (60) days notice.

Work from Home Living Requirements:

Candidates must live within 50 miles driving distance of one of the hub locations based in Richmond, VA / Melville, NY and be comfortable coming in person whenever required with no less than 24 hours notice.At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

New York City (Hybrid On-Site): $71,400 - $81,500 for AML Investigator II

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website . Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

No agencies please. Capital One is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex (including pregnancy, childbirth or related medical conditions), race, color, age, national origin, religion, disability, genetic information, marital status, sexual orientation, gender identity, gender reassignment, citizenship, immigration status, protected veteran status, or any other basis prohibited under applicable federal, state or local law. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at [email protected] . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to [email protected]

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).