ICM Risk Analysis Unit (IRAU) is an integral part of the Institutional Credit Management (“ICM”) organization. The IRAU’s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to ICM Risk and Banking, Capital Markets and Advisory’s (BCMA) shared commitment to ensuring the safety and soundness of wholesale lending across ICM.

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　　ICM Risk Analysis Credit Risk Associates are responsible for a portfolio of ICM Risk Relationships, owning the Credit Risk Analysis for those relationships, and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio & Industry Reviews and Stress Testing.

　　This role has responsibility for the portfolio of Industrials relationships and the role reports directly to the ICG Risk Analysis (IRAU) Credit Risk Team Lead covering Aviation and Metals & Mining industries.

　　Key Responsibilities :

　　Assess the credit and financial strength of Citi’s most complex Large Corporate, Public Sector, and Financial Institutions Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors

　　Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite

　　Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Credit Risk Team Leads, ICM Risk and BCMA partners

　　Reviewing and providing recommendation on the risk raking across this sector

　　Partnership with applicable regional and industry stakeholders in BCMA and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios

　　Support ICM Risk Analysis Voice of the Employee (VOE) initiatives

　　Travel (less than 10%)

　　Knowledge/Experience :

　　Demonstrable financial services experience, including 3-5 years of credit experience in Banking, Credit Risk Management or equivalent credit experience

　　Strong knowledge of Wholesale Credit Processes and organizational awareness including IRAU functions, covered portfolios, and processes

　　Sound understanding of policies and procedures with the ability to execute change seamlessly

　　Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to form independent opinions on credit and recognize emerging risks

　　Solid and thorough knowledge of Citi´s systems

　　Experience in preparing presentations for seniors

　　Full awareness and adherence to the control environment including Quality Assurance and Quality Control

　　Skills/Competencies :

　　Assists colleagues in identifying stretch opportunities to elevate individual and team performance

　　Coach and mentor analysts to develop team strengths and improve weaknesses

　　Proven culture carrier

　　Well-developed interpersonal skills, with the ability to build relationships and exert influence with and without direct authority

　　Strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively

　　Clear written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority

　　Good Microsoft Office (Word, Excel, and PowerPoint) skills

　　Qualifications :

　　BA/BSc or higher degree in Business (MBA), or any other related subject

　　Risk Management

　　Credit Decisions

　　Full time

　　Irving Texas United States

　　$96,400.00 - $144,600.00

　　Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

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