We are searching for a motivated individual who has strong values, a great work ethic, attention to detail, and a natural networker. The Vice President of Commercial Services is key to developing new Commercial Services relationships through business development efforts with a focus on lending, while retaining and growing existing relationships. This role is a strategic member of the Loan Officer team and assists in structuring and executing complex loans.

　　Values Matter. We stand for excellent service and care about doing whats right. We are looking for a service driven individual who offers a superior customer service experience through prospecting while professionally represent the organization within our community. They balance their interpersonal skills with their business acumen and technical expertise in credit and underwriting. Because at Security National Bank, we mean what we say and know the best relationships are built on respect - sometimes given, always earned.

　　JOB DESCRIPTION:

　　Attend to the needs of customers seeking loans that may involve unsecured funds and/or credit secured by mortgages or other collateral.Interview applicants to develop information concerning their business, needs, abilities, and earnings to determine whether a loan may be an acceptable risk.Participate in community and business groups to ensure a positive image for the Bank and establish COI referral contacts within the market.Develop a sales plan to prioritize and organize revenue generating sales opportunities.Identify and negotiate proper loan and deposit opportunities that optimize credit quality and profitability.Prepare or assist in preparing and articulate accurate, comprehensive, and relevant information for consideration by the appropriate loan approval authority.Obtain and analyze financial data and provide service on approved lines of credit, equipment financing loans, etc.Make decisions on loans and terms if within own lending limits or makes recommendation to department head.Uses Customer Relationship Management system to track business development efforts and prospects.Manage existing portfolio for timely financial statements, renewals, annual reviews, modifications, etc.Maintain knowledge of all products and services offered.Required for this position: Excellent customer service and problem resolution skills. Strong attention to detail, understanding of lending, ability to identify missing items, advanced organizational skills, ability to work under deadlines, independent thinking, analytical skills, self-motivation, strong oral and written communication skills, and demonstrated teamwork.

　　EDUCATION AND EXPERIENCE:

　　4 year college degree or related work experience5+ year of lending experienceExtensive knowledge of commercial banking products and servicesExcellent negotiating and influencing skillsAccuracy and meticulous attention to detail requiredExcellent oral, written, and interpersonal communication skillsAbility to navigate multiple computer systems and programs with working knowledge of Word and ExcelAbility to manage multiple requests simultaneously, meet deadlines, and show flexibility to change direction when neededTeam-oriented and the ability to work collaboratively across all levels of the organizationService-oriented, polite, and respectfulAdvanced problem-solving and analytical skillsAbility to take direction and instruction and follow through independently until project completionHOURS:

　　Regular business hours, Monday through Friday.