Job Description
Responsibilities :
Analyzes financial statements and formulates questions about borrowers and guarantors to understand borrowing position and risk.
Tests presumed collateral value and performance utilizing the income capitalization and other relevant methods.
Provides brief written analysis for the preflight screening of all new loan originations.
Provides written analysis for the credit presentation to senior management, ALM, and those with credit approval authority.
Assists with opening new business accounts for new loans.
Day to Day:
One of Insight Global Clients is looking for a Sr Commercial loan Underwriter to come join their team in Salt Lake City. This individual will be responsible for reviewing new commercial loans under 15 million.
Additionally they will be overseeing a group of 6-8 Jr underwriters and assisting them as needed. Lastly this individual will be responsible for conducting the annual loan review for the entire portfolio. The ideal candidate is someone who has extensive commercial loan underwriting experience. As well as having a passion for mentoring and growing individuals and a team player attitude!
Skills and Requirements
10+ years of experience in Commercial underwriting
Management or supervisory experience
Familiarity with loan originating systems
Professional business lending training
Such as CUES, Pacific Coast Banking School, Shockproof, Moody's, Omega, RMA, etc.
Understanding of GAAP requirements
Bachelors' Degree in Business or related field Master's Degree
Experience with CRE (Commercial Real Estate) and C&I (Commercial and Industrial Lending)
Current Certified Lending Authority
Business Lending Certified Authority null
We are a company committed to creating diverse and inclusive environments where people can bring their full, authentic selves to work every day. We are an equal employment opportunity/affirmative action employer that believes everyone matters. Qualified candidates will receive consideration for employment without regard to race, color, ethnicity, religion,sex (including pregnancy), sexual orientation, gender identity and expression, marital status, national origin, ancestry, genetic factors, age, disability, protected veteran status, military oruniformed service member status, or any other status or characteristic protected by applicable laws, regulations, andordinances. If you need assistance and/or a reasonable accommodation due to a disability during the application or the recruiting process, please send a request to [email protected].