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Senior Commercial Lines Underwriter Fremont Insur
Senior Commercial Lines Underwriter Fremont Insur-October 2024
Dearborn
Oct 27, 2025
ABOUT THE AUTO CLUB GROUP
Representing more than 13 million members, The Auto Club Group is one of the largest clubs in the national AAA association. ACG employs more than 10,000 people and covers a 14-state region consisting
5,001 - 10,000 employees
Insurance, Travel and Hospitality
VIEW COMPANY PROFILE >>
About Senior Commercial Lines Underwriter Fremont Insur

  It's a great time to join AAA The Auto Club Group!

  JOIN THE TEAM COMMITTED TO DRIVING YOUR CAREER FORWARD

  Job Type:Full time

  Exempt/Non Exempt:Salary

  Job Description:

  *This is a remote position.

  Sr. Commercial Lines Underwriter - The Auto Club GroupWhat you will do:

  Review, accept, decline or modify offerings submitted by producers for multiple/various commercial line coverage. Evaluate risks according to location, physical and moral hazards, inspection reports, underwriting precedent and experience, ensuring compliance with underwriting rules, guidelines and company philosophy throughout the process. Review information received regarding risks including inspection reports and credit reports and verify application data through the use of investigative letters, commercial inspections and/or personal observation. Review inspection reports and claims for rating on acceptability status and recommend risk improvement as appropriate. Initiate potential policy coverage or rating revision as a result of analysis and recommends and approves continuation, cancellation, non-renewal or rejection of applications or policies in accordance with established underwriting procedures, laws and judgment.

  Exercise discretionary judgment when evaluating new or renewal high-value commercial underwriting application policies and evaluate the merits of each line of insurance based on current laws or level of underwriting expertise to accept or reject the risk presented. Correspond with outside insurance companies, business organizations, governmental agencies, or other contacts to develop procedures or to properly evaluate risks. Communicate and develop relationships with agents and producers and other insurance personnel to obtain further information, rate quotes or explain company underwriting policies. Manage portfolio to control the overall mix of accounts, profitability and take prompt action when necessary.

  Train and educate agency staff on company products, services, processes and underwriting philosophy. Train, coach and serve as a technical resource to other underwriters. Provide mentorship that encourage individuals and the team to improve and accelerate performance.

  Perform other duties as assigned.

  Supervisory Responsibilities:None

  How you will benefit:Our Sr. Commercial Lines Underwriter will earn a competitive salary of $70,967 - $110,385 annually with annual bonus potential based on performance.Excellent and comprehensive benefits packages are just another reason to work for the Auto Club Group. Benefits include:401k MatchMedicalDentalVisionPTOPaid HolidaysTuition ReimbursementWe're looking for candidates who:

  Required Qualifications (these are the minimum requirements to qualify)Education (include minimum education and any licensing/certifications):High School Diploma or equivalent

  Experience:three years commercial insurance experienceunderwriting policies, procedures and practicesworking in a commercial underwriting environmentinspection techniques related to commercial insuranceworking with mathematical concepts including fractions, ratios, statistics and probabilities

  Knowledge and Skills:commercial insurance contracts and formsinsurance laws as they relate to commercial underwritingcompany commercial insurance programs and products, underwriting rules and requirementsprocessing procedures and rulesISO or similar bureau rating systems (Regional Operations)organization and planningnegotiating, analyzing and problem solvingindependent decision makingwritten communication skills to include reports and technical writing.analyze and interpret commercial inspectionprovide work direction, guidance and trainingcoordinate and control major p

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