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Experienced APD Claim Rep II
Experienced APD Claim Rep II-December 2024
Dearborn
Dec 15, 2025
ABOUT THE AUTO CLUB GROUP
Representing more than 13 million members, The Auto Club Group is one of the largest clubs in the national AAA association. ACG employs more than 10,000 people and covers a 14-state region consisting
5,001 - 10,000 employees
Insurance, Travel and Hospitality
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About Experienced APD Claim Rep II

  It's a great time to join AAA The Auto Club Group!

  JOIN THE TEAM COMMITTED TO DRIVING YOUR CAREER FORWARD

  Job Type:Full time

  Exempt/Non Exempt:Salary

  Job Description:

  Experienced APD Claim Rep II - The Auto Club Group

  What you will do: (Primary Duties & Responsibilities)The Auto Club Group is seeking prospectiveClaim Representative II who can work under normal supervision with an intermediate-level approval authority to handle moderately complex claims within Claim Handling Standards in the field or inside units. Resolve coverage questions, take statements, and establish clear evaluation and resolution plans for claims.In this position, you will have the opportunity to:Claim handling responsibilities will include the following: reviewing assigned claims, contacting the insured and other affected parties, setting expectations for the remainder of the claim, and initiating documentation in the claim handling system.Complete coverage analysis including a review of policy coverages and provisions, and the applicability to the reported loss.Ensure all possible policyholder benefits are identified, create additional sub-claims if needed or refer complex claims to management or the appropriate claim handler.Complete an investigation of the facts regarding the claim to further and in more detail determine if the claim should be paid, the applicable limits or exclusions and possible recovery potential.Conduct thorough reviews of damages and determine the applicability of state law and other factors related to the claim.Evaluate the financial value of the loss.Approve payments for the appropriate parties accordingly.Refer claims to other company units when necessary (e.g., Underwriting, Recovery Units or Claims Special Investigation Unit).Thoroughly document and/or code the claim file and complete all claim closure and related activities in the assigned claims management system.Utilize strong negotiating skills.Claim Representative II employees assigned to Auto Physical Damage ("APD") claim unit will handle moderately complex claims involving determining cause of damage, establishing liability, identifying subrogation potential, monitoring repairs and approving car rental expense. May handle simple APD Litigation cases. Additional responsibilities may include the following: settling Total Losses, inspecting vehicles, and preparing estimates of damage.With our powerful brand and the mentoring, we offer, you will find your position as aClaim Representative IIcan lead to a rewarding career at our growing organization.Work EnvironmentThis position is currently able to work remotely from a home office location for day-to-day operations unless occasional travel for meetings, collaborative activities, or team building activities is specified by leadership. This is subject to change based on amendments and/or modifications to the ACG Flex Work policy.How you will benefit:Claim Representative II will earn a competitive salary of $54,600 - $70,000 annually with annual bonus potential based on performance.Excellent and comprehensive benefits packages are just another reason to work for the Auto Club Group. Benefits include:401k MatchMedicalDentalVisionPTOPaid HolidaysTuition ReimbursementWe're looking for candidates who: (Preferred/Required Qualifications)Education:Complete ACG Claim Representative Training Program or demonstrate equivalent knowledge or experienceIn states where an Adjuster's license is required, the candidate must be eligible to acquire a State Adjuster's license within 90 days of hire and maintain as specified for appropriate statesAssociate degree in Business Administration, Insurance or a related field or the equivalent in related work experienceCompletion of the Insurance Institute of America's: General Insuran

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