Center 1 (19052), United States of America, McLean, Virginia

　　Senior Associate - Analyst, Capital & Operations Team, Community Finance

　　External Affairs works with many external and internal stakeholders to envision and create a world of greater socioeconomic opportunity through advocating for an inclusive society, building thriving communities, and creating financial tools that enrich lives. Our teams include Communications, Community Impact and Investment, Community Finance, CRA Strategy and Program Management, the Government and Political Affairs Group, Regulatory Relations, and Strategy and Engagement. Through our teams, we have unparalleled access to a diverse group of motivated changemakers similarly focused on the ingredients for a more perfect future.

　　We focus on innovation and opportunity -- on long term well being for our associates, customers, and communities. We dream in disruption -- at scale -- especially for those who have been underserved. This is the language of changing things for the better, of the future, and...of Capital One.

　　Community Finance's commitment to impact is clear. In 2022, the company provided more than $7.19 billion in community development loans, and we have been an industry leader in community development lending for many years. Our Community Finance team is one of the top providers of affordable housing opportunities in banking. Since its inception, Capital One has invested almost $17 billion in affordable housing and provided financing for more than 160,000 affordable housing units.

　　As we continue to build our commitment to our customers and communities, we would like for you to consider being part of this very special team.

　　The Opportunity and Role:

　　Capital One's Community Finance team originates debt and equity to support affordable housing development. Community Finance provides debt financing, and invests in low income housing credits through proprietary and multi equity funds. An analyst on the Capital & Originations Team is core to organizational success as it drives excellence in operational execution and delivery. Analysts contribute significantly to a well-managed organization, while also driving innovation, reimagining the status quo, and enhancing the customer experience.

　　As an Associate on the Capital & Operations Team at Capital One, you will be part of a smart, talented team responsible for ensuring a well-managed environment for all processes supported by the Screening and Capital Officer team. The Analyst will be an integrative thinker who is motivated to drive change, has exceptional attention to detail, and consistently innovates while delivering results. They will be able to review and analyze complex documents and offer solutions to issues that arise. Additionally, they will be able to communicate effectively across all levels of the company and have an ability to influence others.

　　In this role you will be working on a team that is truly changing banking for good, driving operational excellence for Capital One's affordable housing portfolio. You will have the opportunity to help guide the Community Finance team toward its vision of "Building inclusive, thriving, resident-centered communities that catalyze opportunity and promote well-being" by supporting Community Finance's Low Income Housing Tax Credit (LIHTC) and debt pipeline management to help achieve Community Reinvestment Act (CRA) and internal profitability goals. As part of the C&O Team, you will have the opportunity to partner with other team members on driving strategic business direction that leads to sustainable performance and you will be asked to challenge our current well-managed processes to be more proactive, effective, and efficient.

　　Responsibilities

　　Effectively articulating outcomes of analysis and relevant insightsDevelop presentations to communicate business and analysis results to senior audiences.Assist in the daily activities related to Community Finance's pipeline management to help achieve CRA and internal profitability needs.Support initial screening and evaluation of LIHTC investment and lending opportunities.Running in-house financial analysis, including initial feasibility analyses as well as updates as the deal progresses.Under the guidance/direction of People Leader or other designee, prepare presentation of deal information including projections, deal summary, market information, sponsor review including financial strength and relevant deal terms and risks/mitigants.Ensure internal record keeping and systems are kept current and maintained.Assist with the management of properties and relationships for the compliance period, including working with underwriting, innovation and analytics, credit, portfolio management and other internal and external stakeholders.Monitor performance indicators, highlighting trends and analyzing causes of unexpected variance.Develop and maintain extensive knowledge about real estate underwriting and LIHTC.Perform ad hoc analysis/reports.Participate in and contribute to group meetings and discussions.Proactively identify areas to improve processes. identify solutions and proactively drive the solutions.

　　"We recognize that many life paths can contribute to interest in this role. We value all experience, whether gained in a classroom or through other paths, and invite everyone who meets the qualificationsto apply for this role."

　　Basic Qualifications:

　　High School Diploma, GED or equivalent certificationAt least 3 years in project management, finance, accounting, business analysis, or any combination of the four

　　Preferred Qualifications:

　　At least 3 years of experience in real estate developmentAt least 2 years of Community Finance client management, underwriting or asset management.Completion of credit training program (or equivalent work experience)

　　At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

　　The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

　　New York City (Hybrid On-Site): $99,500 - $113,600 for Sr. Associate, Community Finance

　　Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.

　　This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

　　Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

　　This role is expected to accept applications for a minimum of 5 business days.

　　No agencies please. Capital One is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex (including pregnancy, childbirth or related medical conditions), race, color, age, national origin, religion, disability, genetic information, marital status, sexual orientation, gender identity, gender reassignment, citizenship, immigration status, protected veteran status, or any other basis prohibited under applicable federal, state or local law. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

　　If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at [email protected]. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

　　For technical support or questions about Capital One's recruiting process, please send an email to [email protected]

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　　Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).