Description

　　You Lead the Way. We’ve Got Your Back.

　　With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

　　At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

　　Growing consumer lending is a top priority for American Express, especially as the company mobilizes to capitalize on key growth opportunities. As a result, Product Management and Lending organization has been created to evolve our portfolio and transform the way we meet customer’s borrowing needs in an evolving landscape. The US Personal Loans and Product Analytics team sits within Product Management and Lending and plays a critical role in enabling the innovation and delivery of this vision. As a member of the US Personal Loans Pricing and Product Analytics team, this role will be responsible for engaging customer lending growth through developing pricing strategies for American Express Personal Loans, lead the development of our testing program, and explore ways to grow the business. This position will work closely with key partners across different functions and levels of seniority.

　　How will you make an impact in this role?

　　Develop and test innovative pricing strategies for American Express Personal Loans that aim to grow the business while maintaining high credit profile

　　Analyze customer data, portfolio trends and industry dynamics to gather customer insights, inform price testing strategy and devise recommendations to accelerate revenue growth

　　Present insights and recommendations to secure senior leadership buy in and alignment

　　Form effective linkages with business partners in different functional areas including Product, Risk, Finance, Legal / Compliance, Public Relations, and Global Servicing

　　Lead strategic business initiatives, compliance and regulatory processes as required

　　Minimum Qualifications

　　Strong analytical and problem solving skills with the ability to leverage large data sets to inform business decisions; SQL, Python, and/or SAS experience are pluses

　　Strong work ethic with an intense will-to-win and demonstrated personal excellence. Ability to handle high pressure environment with multiple requests and aggressive deadlines

　　Ability to build strong relationships and collaborate across different functional teams across different levels of seniority

　　Excellent written and oral communication skills with strong attention to detail

　　Credit card or lending experience preferred

　　Qualifications

　　Salary Range: $55,000 to $105,000 annually bonus benefits

　　The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.

　　We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

　　Competitive base salaries

　　Bonus incentives

　　6% Company Match on retirement savings plan

　　Free financial coaching and financial well-being support

　　Comprehensive medical, dental, vision, life insurance, and disability benefits

　　Flexible work arrangements and schedules with hybrid and virtual options with Amex Flex

　　20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy

　　Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)

　　Free and confidential counseling support through our Healthy Minds program

　　Career development and training opportunities

　　For a full list of Team Amex benefits, visit our Colleague Benefits Site .

　　At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

　　American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

　　We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

　　US Job Seekers/Employees - Click here to view the “Know Your Rights” poster and supplement and the Pay Transparency Policy Statement.

　　If the links do not work, please copy and paste the following URLs in a new browser window: https://www.dol.gov/agencies/ofccp/posters to access the three posters.

　　Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.

　　Job: Marketing

　　Primary Location: US-New York-New York

　　Schedule Full-time

　　Req ID: 24000333