40000-140000 per year Commission based with bonus | Closes 02-Feb-2024 (EST) | Ballston Spa, NY, USA | Commission Only | RETAIL LENDING | Full Time

　　Join a nationally recognized financial institution and have a direct impact on the lives of your customers! Ballston Spa National Bank (BSNB) is looking to hire a Mortgage Loan Originator to join our Retail Lending Team. This position will work with BSNB's customers to provide outstanding customer service in one of the most significant purchases of their lives.

　　Maximize your earning potential! This position offers a competitive commission plan and bonus structure. We also offer great benefits, including medical, dental, vision, a 401(k) plan with a company match, a pension plan, company-paid life insurance, voluntary insurances, and tuition reimbursement. If this sounds like the right opportunity for you to leverage your skills, join our close-knit team today!

　　ABOUT BALLSTON SPA NATIONAL BANK (BSNB)

　　Established in 1838, we are proud to provide community banking to individuals, families, and businesses located in the greater Capital Region. Thirteen full-service banking offices provide products and services geared towards meeting the needs of the markets we serve. As a community-minded financial institution, we make giving back and volunteer work a priority.

　　We also like to give back to our staff. The success of each staff member, as well as the bank, is at the heart of how we work. Staff development is key to our success, and contributions by each individual are recognized and celebrated. Working with us is like working with family.

　　A DAY IN THE LIFE OF THE MORTGAGE LOAN ORIGINATOR

　　BSNB offers construction lending, portfolio lending, as well as investor lending throughout the capital district. BSNB delivers fast approvals (LP) through in-house underwriting and state-of-the-art technology.

　　On a daily basis, you will work closely with your referral network including realtors, builders, and BSNB colleagues to follow-up on customer referrals for the purchase of a home or home equity loan. You will work with new and existing customers regarding their loan applications, take loan applications, and recommend the appropriate lending products. Attention to detail and follow through is a must in this position to enhance the customer experience and maximize the customer relationship.

　　QUALIFICATIONS FOR THE MORTGAGE LOAN ORIGINATOR

　　The ideal candidate will have experience with application origination of mortgage, home equity, or consumer loans. Knowledge of conventional secondary market guidelines preferred.

　　Established referral network is recommended for best success.

　　Knowledge and understanding of TRID and working experience with the integrated Loan Estimate Disclosure(LE) strongly preferred.

　　Experience with Encompass LOS is a plus.

　　Some college preferred but not required.

　　Successful candidates will have strong customer service, sales, and relationship building skills. Well-developed communication skills are a must.

　　This position is Commission only with an annual pay range of $40,000 to $140,000.

　　BSNB is an Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, or national origin. BSNB is a VEVRAA employer and has a desire for priority referrals of protected veterans.