Calling all innovators – find your future at Fiserv.

　　We’re Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants, and consumers to one another millions of times a day – quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we’re involved. If you want to make an impact on a global scale, come make a difference at Fiserv.

　　Job Title

　　Credit Underwriter

　　What does a Credit Underwriter do?

　　This exciting role within the Credit Risk Management team will be responsible for creating and executing credit risk strategies for financial products provided to merchants including underwriting, monitoring and potential workout scenarios.

　　What you will do:

　　Leverage transaction level merchant data to power risk decisions which will involve extensive data analysis using advanced techniques on this powerful dataset to arrive at smart ‘Risk-Return Tradeoff’ decisions.

　　Create underwriting strategies for new financial produces.

　　Underwrite large size deals

　　What you need to have :

　　2 years of experience in Risk and loan underwriting financing

　　Experience in evaluating financial statements, bank statements to assess credit risk

　　What would be great to have:

　　Merchant Cash Advance experience strongly preferred

　　High energy and drive to innovate and evolve existing products, policies and processes while effectively managing day-to-day processes.

　　Ability to communicate effectively and work well in a matrix environment, working closely with cross functional business partners

　　Salary Range:

　　$51,100.00 - $83,300.00

　　These pay ranges apply to employees in New Jersey. Pay ranges for employees in other states may differ.

　　Applicants must be authorized to work for any employer in the US. We are unable to provide employer sponsorship or take over sponsorship of an employer sponsored visa.

　　This role is not eligible to be performed in Colorado, California, New York or Washington.

　　Please note that salary ranges provided for this role on external job boards are salary estimates made by outside parties and may not be accurate.

　　Thank you for considering employment with Fiserv. Please:

　　Apply using your legal name

　　Complete the step-by-step profile and attach your resume (either is acceptable, both are preferable).

　　What you should know about us:

　　Fiserv is a global fintech leader with 40,000-plus (and growing) associates proudly serving clients in more than 100 countries. As a FORTUNE™ 500 company, one of Fast Company’s Most Innovative Companies, and a top scorer on Bloomberg’s Gender-Equality Index, we are committed to excellence and purposeful innovation.

　　Our commitment to Diversity and Inclusion:

　　Fiserv is an Equal Opportunity Employer, and we welcome and encourage diversity in our workforce that reflects our world. All qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, protected veteran status, or any other category protected by law.

　　We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.

　　Warning about fake job posts:

　　Please be aware of fraudulent job postings that are not affiliated with Fiserv. Fraudulent job postings may be used by cyber criminals to target your personally identifiable information and/or to steal money or financial information.

　　Any communications from a Fiserv representative will come from a legitimate business email address. We will not hire through text message, social media, or email alone, and any interviews will be conducted in person or through a secure video call. We won’t ask you for sensitive information nor will we ask you to pay anything during the hiring process. We also won’t send you a check to cash on Fiserv’s behalf.

　　If you see suspicious activity or believe that you have been the victim of a job posting scam, you should report it to your local FBI field office or to the FBI’s Internet Crime Complaint Center.