Provides consumer loan document preparation, and branch support as part ofthe Consumer Loan Group.
RESPONSIBILITIES AND DUTIES
Works with Branch Personnel (Loan Officers and Personal Bankers) andthe Loan Processing Center to obtain necessary items for underwriting andclosing loans while ensuring compliance with applicable laws and regulations.
Assists with development of processes and procedures for the ConsumerLoan Support Group. This will require usage of Bank's Consumer LendingSystems (DecisionPro, LaserPro, Suntell, Fusion Originate).
Assists branches with documentation of loan denials and applications thatare withdrawn or not accepted by applicants.
Assists with ongoing DecisionPro and Fusion Originate testing.
Assists with the review and approval (including adequatedocumentation) of any requested consumer loan policy exceptions.
Assists with documenting consumer and business credit cardapprovals/denials.
Assists with analysis of retail bank market conditions.
Regular and reliable attendance.
Other duties as assigned by management.
KNOWLEDGE, SKILLS, AND ABILITIES
Knowledge of bank policies and procedures.
Knowledge of banking laws and regulations.
Knowledge of loan underwriting and approval procedures.
Knowledge of credit report scoring.
Knowledge of LaserPro document preparation system helpful.
Proficiency with spreadsheet and database programs (i.e. Excel).
Skills in operating computer terminals and printers.
Ability to communicate effectively with management and co-workers.
Ability to maintain a high level of confidentiality.
Ability to function as a team player.
EDUCATION AND EXPERIENCE
A college degree or applicable banking experience required.
Three to Five years banking experience preferred.