The Analyst, BSA (Monitoring) evaluates sensitive information concerning customer account activity including transactional data to prevent and assess if such activity may be potentially linked to unlawful practices related to money laundering, terrorist financing, organized crime, and other financial crime activity in order in order to determine if a subsequent investigation is required. This position will be working hybrid and is based in Oriental Center building, San Juan, PR.

　　MAJOR DUTIES & RESPONSABILITIES:

　　Responsible for monitoring the bank’s customers for suspicious transactions by conducting reviews using an alert system that generates triggers depending on client transactions and various pre-defined parameters.

　　Perform, analyze, and document alerts reviews from the Bank Surveillance Monitoring System. Validate and challenge conclusions assuring the are properly supported and that all assigned alerts are properly disposed.

　　Apply analytical skills to obtain an in depth understanding of business documentation for various business types and conduct detailed transaction analysis in order to ensure customer profiles, stated business purpose and source/use of funds are commensurate with transactional activity.

　　Monitors and stays up to date with public databases, publications, and other information sources to attempt to identify individuals or entities that present a heightened AML risk.

　　Contributes to the overall success of the BSA Monitoring Unit ensuring specific individual goals, plans, initiatives are executed / delivered in support of the team’s strategies and objectives.

　　Ensures all duties conducted follow governing regulations, internal policies, and procedures.

　　Develops and demonstrates proficiency in conducting investigations by collecting, evaluating, analyzing information and evidence related to known or suspected money laundering or terrorist financing in order to refer the alert to the investigations team for a potential suspicious activity report.

　　Comply with the timeframe required by federal & local banking laws & standards.

　　Establishes and maintains effective liaison and communication with Business Units, Operational Units, and any other employee of the bank to enhance resolution efforts and maintain BSA / AML policies and procedures.

　　Other duties may be assigned.

　　MINIMUM REQUIREMENTS:

　　Bachelor's degree in business administration, criminal justice, or any other related discipline is required.

　　One (1) year of relevant BSA/AML analysis, fraud, compliance, transactional, retail, banking, or operational experience required.

　　Minimum education and experience required can be substituted with the equivalent combination of education, training and experience that provides the required knowledge skills and abilities.

　　Strong knowledge of BSA requirements and regulations policies, procedures, practices, and documentation highly desirable.

　　In depth analytical thinking, and investigative skills with attention to detail and accuracy.

　　Excellent written and verbal communication skills in both: English and Spanish required. Technical writing ability preferred.

　　Ability to work effectively with individuals and groups throughout the organization.

　　Understands bank operations, policies, and procedures.

　　Must be proficient with MS Office Tools (Word, Excel, PowerPoint, Outlook, Teams, among others).

　　Oriental is an Equal Opportunity Employer ( EEO Employer / Affirmative Action for Females / Disabled / Veterans )

　　Recruitment Privacy Statement (https://orientalbank.com/assets/pdfs/recruitment_privacy_policy_statement.pdf)

　　Compliance Posters

　　This may be the opportunity to change your life and take your career to the next level.

　　Oriental is a great place to work, grow and develop. Each employee is key in the company's success. Our team consists of an excellent group of people and we believe you could be one of them. We offer you the opportunity to work and be part of an organization that is dedicated to progress. We offer diverse employment opportunities that go from internships to executive positions. We recognize that our employees are the most important asset of our company, which is why we foster an environment of collaboration, based on trust and mutual respect. Our selection process promotes equal employment opportunity and does not discriminate on grounds of sex, color, age, social status, religious beliefs, veteran status or disability. Included is reference material including our recruitment privacy policy and any relevant labor laws we abide to:

　　Compliance_Posters / Labor Laws (https://orientalbank.com/assets/pdfs/compliance_posters.pdf)

　　Recruitment Privacy Policy Statement

　　Esta puede ser la oportunidad que cambie tu vida y lleve tu carrera profesional a otro nivel.

　　Oriental es un gran lugar para trabajar, crecer y desarrollarse. Cada empleado es nuestro factor clave en el éxito de la compañía. La mejor gente del mundo trabaja aquí y creemos que podrías ser uno de ellos. Oriental te ofrece la oportunidad de trabajar y ser parte de una organización que se dedica al progreso. En Oriental ofrecemos diversas oportunidades de empleo, que van desde internados hasta puestos directivos. Reconocemos que nuestros empleados son el activo más importante de nuestra compañía, es por esto que fomentamos un ambiente de colaboración, basado en la confianza, el respeto mutuo, al valorar las diferencias de cada empleado. Nuestro proceso de selección es uno que promueve la igualdad de oportunidades en el empleo y no discrimina por razón de sexo, color, edad, condición social, creencias religiosas, condición de veterano o incapacidad. A continuación material de referencia incluyendo nuestra política de privacidad y leyes laborales aplicables:

　　Afiches de Cumplimiento/ Leyes Laborales (https://orientalbank.com/assets/pdfs/compliance_posters.pdf)

　　Política de Privacidad de Reclutamiento