Moody's is a developmental culture where we value candidates who are willing to grow. So, if you are excited about this opportunity but don't meet every single requirement, please apply! You may be a perfect fit for this role or other open roles.

　　Moody's is a global integrated risk assessment firm that empowers organizations to make better decisions.

　　At Moody's, we're taking action. We're hiring diverse talent and providing underrepresented groups with equitable opportunities in their careers. We're educating, empowering and elevating our people, and creating a workplace where each person can be their true selves, reach their full potential and thrive on every level. Learn more about our DE&I initiatives, employee development programs and view our annual DE&I Report at moodys.com/diversity

　　The role provides a chance to define a contribution to the success of Moody's Local, by providing a range of services that supplies to the credit analysis function performed by Lead Analysts.

　　Cross-training in supporting varying asset classes, rating teams, and methodologies, as part of career progression.

　　Background in corporate finance, accounting, and financial analysis is a plus. You will be encouraged to demonstrate your ability to work successfully in a team environment. Possess organizational skills, demonstrate attention to detail, and enjoy working in a collaborative team environment.

　　The position provides an outstanding opportunity to foster skills that are valuable to any future career in the financial services industry.

　　Role/Responsibilities :

　　Perform preliminary credit analysis to support ratings, research, analytical outreach, and presentations, following mentorship provided by team lead. Examples of analytical work include:Quantitative assessment of financial documents, asset performance, and economic/market data, qualitative assessments of business strategy, financial policy, governance, and other factors, as well as analysis of bond indentures and other legal documents.Reading legal documents and contracts to understand issuance terms, structures, covenants, and guarantees.Preparing financial spreadsheets and charts, analyzing data, building, and updating financial models and analytical tools, and writing analytical commentary in accordance with Moody's methodologies.Identifying trends in data and use analytical ability, applying judgment to form well throughout credit conclusions.Develop solid understanding of Moody's Local methodologies in order to apply to credit analysis.Demonstrate the ability to understand and identify key factors that affect credit ratings under full supervision and mentorship of lead analysts.Support credit monitoring/surveillance of issuers by e.g. preparing data for surveillance, periodically updating preliminary components of analysis, and initiating/bringing up deeper credit reviews when vital.Perform certain routine administrative and other ad hoc credit-related tasks as advised by direct supervisor.Work as a team with other Associates and Analysts under overall supervision of the direct manager.Participate in external meeting with issuers, financial advisors, & other intermediaries.

　　Qualifications :Minimum undergraduate/ first level degree in economics, accounting, engineering, business administration, statistics, actuarial science or similar (e.g. bachelor's degree, or equivalent qualifications).Preferably 1-2 years of validated experience. (Including internship)Knowledge of MS Excel, Word, and PowerPoint.Proven English, spoken, and written communication.Python programming, Power BI & Visual Basic for Applications knowledge is a plusInterpersonal skillsHighly organized and efficient, with the ability to multi-task and to meet tight deadlines.

　　Moody's is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.

　　Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody's Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.

　　For more information on the Securities Trading Program, please refer to the STP Quick Reference guide on ComplianceNet

　　Please note: STP categories are assigned by the hiring teams and are subject to change over the course of an employee's tenure with Moody's.