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Associate Commercial Credit Officer
Associate Commercial Credit Officer-January 2024
Cincinnati
Jan 14, 2026
About Associate Commercial Credit Officer

  We do the right things, right now. We do them in a way that is relevant to our clients. Become a part of our history as it continues to be written!If you are interested and qualified for this role, we invite you to apply.Commercial Credit Officers provide leadership, direction, oversight, and guidance in regards to commercial credit origination, underwriting, and management. The position may be responsible to provide leadership, direction, and guidance to the Market or Portfolio Managers, Credit Analysts or Underwriters, and Loan Origination or Sales staff. Commercial Credit Officers have a shared responsibility with line and product management for the credit quality of assigned portfolios and are members of various credit approval and Problem Loan Committees.Essential Functions/Responsibilities* The Commercial Credit Officer (CO) may have lending authority up to $10 million in exposure and provides recommendations to Executive and Senior Management for the approval of any credit requests included in credit exposures exceeding $10 million.* The CO may have direct supervision responsibilities for the Underwriters, Credit Analysts, Portfolio Analysts, or others in the commercial credit process.* It is the responsibility of a CO to recommend to the Chief Corporate Credit Officer or Chief Line of Business Credit Officer, and assist through direct or indirect involvement, in the improvement of Credit Processes, Policies, and Underwriting Standards. They may be called upon to present to, or participate with, Executive and Senior Management in regards to a variety of Commercial Credit issues.* Ensure the completion and appropriate management of Credit Quality, Management, Underwriting, Analysis, and Client or Concept reviews to be in concert with FFB Credit Culture.* Approve and Recommend Commercial Credits within the Credit Approval Policies and Processes of the bank within their assigned credit authority.* Participate in reviews of the Credit Quality (Past Due's, Classified, Non-Accrual, Charge-Offs) and Credit Management (Matured Loans, Credit, Documentation, and Policy Exceptions) with appropriate credit staff in their assigned areas of responsibility to achieve "Satisfactory" or better results.* Share in the responsibility to ensure the appropriate assignment of Asset Quality Ratings on all loan relationships.* Assist Special Asset officers in developing appropriate workout strategies to include Exit vs. Retain decisions.* Assist in reviewing and/or negotiating proposed legal loan documents when requested to do so by the Chief Corporate Credit Officer, Chief Line of Business Credit Officer or Bank Counsel.* Assist in areas of training generally in regards to Credit processes, policies, and management.* Perform other duties as assigned by the Chief Corporate Credit Officer or Chief Line of Business Credit Officer.Minimum Knowledge, Skills, and Abilities Needed to Perform Essential Functions of the Job* 4-10 years of related experience and/or training; or equivalent combination of education and experience.Required Supervisory Responsibilities* The CO may have direct supervision responsibilities for the Associate Credit Officers, Underwriters, Credit Analysts, Portfolio Analysts, or others in the commercial credit process.Physical RequirementsCompliance StatementThe associate is responsible for meeting all compliance requirements imposed on First Financial Bank by State and Federal law and regulation, as well as all related First Financial Bank policies and procedures. This includes all Bank Secrecy Act, Anti-Money Laundering, OFAC and Suspicious Activity reporting requirements, as well as all other lending and deposit compliance requirements.It is our poliApply here: https://www.aplitrak.com/?adid=YmJnZW5lcmljLjE0NTEyLjEwNTA4QGJhbmthdGZpcnN0Y29tcC5hcGxpdHJhay5jb20

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