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Software Engineer - Full Stack
Software Engineer - Full Stack-December 2024
San Francisco
Dec 3, 2025
About Software Engineer - Full Stack

  OVERVIEW

  This position can be based out of San Francisco or New York City

  We're looking for Full-Stack Software Engineers to join our Engineering team. In this role, you will build innovative payments products that delight both engineering and finance teams. As an early member of the engineering team, you will help shape the engineering culture of a fast-growing startup.

  The core platform at Modern Treasury sits between our customers and their banks. In the same way that Twilio abstracted away the complexity of working with communication networks, we have built an easy-to-use, common interface into the banking system. Our customers use our products to do things like move money to or from their users, automate back-office work, and record their transaction ledgers. The companies that can use Modern Treasury move over $750 trillion a year via bank payments, as compared to only $2 trillion per year on card payments.

  Our API is often the most critical piece of infrastructure that our customers use. We place a premium on building robust, scalable systems that can sustain a high volume of API calls and exceed the reliability requirements to move money at scale. We complement this with well-thought out interfaces for our users and pride in writing quality API docs .

  We believe in using the best tool for the job, rather than always using open source or building things ourselves. We actively embrace open source in parts of our system but aren't afraid to roll our own solution for things like writing and parsing bank files. We also contribute to open source (for example, https://www.moderntreasury.com/journal/continuous-accounting-building-on-an-open-source-library ).

  In addition to our API, we have had a web platform since day 1 that is used by accountants, controllers, and engineers. They use our platform to do things like manage payment workflows and monitor their business. As an engineer, you will work with our product team to build products and features for these users.

  ABOUT MODERN TREASURY

  Modern Treasury is the operating system for money movement. Our payment operations platform combines a suite of APIs and dashboards to help companies unlock new payments revenue, strengthen customer experiences, and drive efficiency through their business. Our end-to-end platform moves enterprises forward with faster payments, efficient workflows, full data visibility, and seamless bank integrations.

  WEEK BY WEEK

  During your first week you will:Get to know our leadership, culture, and valuesOnboard with the engineering teamShip your first commit on day 1Take on 1-2 small tickets to address bugs or make minor improvementsRead our favorite industry primersDuring your first six weeks you will:Ship your first major projectWrite your first blog post. We love writing at Modern Treasury (and have been on the front page of Hacker News multiple times with posts like \"What Happens When You ACH a Dead Person?\" and \"How to Build an Insurance Company\" )Shadow a few customer and partner meetings every weekDuring your first six months you will:Work with our product team to scope and ship products for both our engineering and finance usersHelp grow our team by mentoring new engineers, writing internal tooling and documentation, and interviewing new hiresWHAT YOU SHOULD HAVEExperience building web applications professionally for 6+ yearsExperience working with SQL/Relational databasesTECHNOLOGIES WE USERuby on Rails for our backend frameworkReact, GraphQL, and Tailwind CSS on the front endPostgres for our databaseRedis for cachingAWS for infrastructure and hostingDocker for containerizationGitHub for source code managementBuildkite for continuous integrationModern Treasury is committed to equal employment opportunity and does not discriminate in any employment opportunities or practices based on an individual's race, color, creed, gender (including gender identity and gender expression), religion (all aspects of religious beliefs, observance or practice, including religious dress or grooming practices), marital status, registered domestic partner status, age, national origin or ancestry (including language use restrictions and possession of a driver's license issued under California Vehicle Code section 12801.9), natural hair, physical or mental disability, political affiliation, medical condition (including cancer or a record or history of cancer, and genetic characteristics), sex (including pregnancy, childbirth, breastfeeding or related medical condition), genetic information, sexual orientation, military and veteran status or any other consideration made unlawful by federal, state, or local laws. It also prohibits unlawful discrimination based on the perception that anyone has any of those characteristics, or is associated with a person who has or is perceived as having any of those characteristics.

  Modern Treasury participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.

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