This job was posted by https://idahoworks.gov : For more information,please see: https://idahoworks.gov/jobs/2153922 Senior Underwriter -Stop Loss

　　Work Remotely in the United States

　　Primary Job Purpose

　　The Senior Underwriter of Stop Loss evaluates each assigned group\'srisk and attaches the appropriate rate. They also underwrite aprofitable book of business and services all business to targetprofitability objectives and marketing objectives.

　　General Functions and Outcomes

　　Ensures that the risks are appropriate and consistent with theunderwriting guidelines and policies.In conjunction with the nurse, reviews large or ongoing claimconcerns and adjusts rates or sets lasers appropriatelyActively involved with testing new rating, underwriting andfront-end systems, analyzing statistical data and performs the morecomplex rate analyses, developing rates for existing and prospectivecontracts.Calculates the reserve for unreported and unpaid claims by analyzingthe group\'s utilization and run out patterns, enrollment trends andother factors applicable to the group.In calculating rates, reviews group\'s prior experience, benefitutilization patterns, group size, age/gender composition, group\'splan of benefits (past and current), type of industry andadministrative costs.Prepares marketable rates for optional benefits on existing andprospective contracts by analyzing statistical data to determine abalance between income and costs.Prepares rates for contract renewals, proposals, and benefitmodification by analyzing statistical data using professionalexperience and subjective judgment, relying heavily on analysis ofbase period projections and linear regression.Supports management reporting efforts and the development ofautomated rating and analysis tools.Works closely with members of the Sales Departments to answerquestions and/or resolve issues regarding Stop Loss Underwriting.Minimum Requirements

　　Highly developed business sense (finance, accounting, economics,risk management)Demonstrated competency in reading the marketplace with regard torate sensitivity.Demonstrated ability to think analytically, apply analyticaltechniques and to provide in-depth analysisand recommendations using critical thinking and sound judgment.Demonstrated attainment of a high level of independent, consistentperformance.Comfortable working with complex computer software systems.Ability to communicate effectively, verbally and in writing,maintaining a positive professionalinteraction with both internal and external customers.Normally to be proficient in the competencies listed above

　　The Senior Underwriter of Stop Loss would have a Bachelor\'s Degree inbusiness, math, statistics or related discipline and 5 years of advanceexperience in an underwriting related field or equivalent combination ofeducation or experience.

　　Work Environment

　　Work primarily performed in office environment.No unusual working conditions.The expected hiring range for a Senior Underwriter Stop Loss is\$91,000.00 - \$123,100.00 depending on skills, experience, education,and training; relevant licensure / certifications; performance history;and work location. The bonus target for this position is 18.75%. Thecurrent full salary range for this role is \$85,000.00 to \$140,000.00.

　　#LI-remote

　　Base pay is just part of the compensation package at Cambia that issupplemented with an exceptional 401(k) match, bonus opportunity andother benefits. In keeping with our Cause and vision, we offercomprehensive well-being programs and benefits, which we periodicallyupdate to stay current. Some highlights:

　　medical, dental, and vision coverage for employees and theirel gible family membersannual employer contribution to a health savings account (\$1,200 or\$2,500 depending on medical coverage, prorated based on hire date)paid time off varying by role and tenure in addition to 10 companyholidaysup to a 6% company match on employee 401k contributions, with apotential discretionary contribution based on company performance(no vesting period)up to 12 weeks of paid parental time off (eligible day one ofemployment if within first 12 months following birth or adoption)one-time furniture and equipment allowance for employees workingfrom homeup to \$225 in Amazon gift cards for participating in variouswell-being activities. for a complete list see our External TotalRewards page.We are an Equal Opportunity and Affirmative Action employer dedicated toworkforce diversity and a drug and tobacco-free workplace. All qualifiedapplicants will receive consideration for employment without regard torace, color, national origin, religion, age, sex, sexual orientation,gender identity, disability, protected veteran status or any otherstatus protected by law. A backgroun