The Credit Portfolio Manager IV will underwrite complex and large credit facilities for existing and new customers. Proactively and in partnership with Lending team complete requisite portfolio management responsibilities and has an incredibly good understanding of policies and procedures, authority levels and RACs, able to distinguish between minor and significant modifications. May carry some loan authority, deeply experienced and proficient, working as a consultant with lenders on loan structures and credit risk appetite. May be asked to review credit packages completed by other Credit Portfolio Managers.

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　　Responsibilities include, but are not limited to: Underwrite new loan requests, renewals, annual reviews, and modifications. Coordinate with the assigned Commercial Loan Officers and Loan Assistants all activities required to complete a credit package. Interact with Loan Officers, borrowers or CPAs to obtain necessary financial information and complete the Credit Package. Prepare effective packages for credit approval circulation and to present packages to the required level of credit authority. Obtain, and monitor various loan portfolio reports such as Maturing Loans, Past-Due Loans, Annual Reviews and proactively assist lenders with requisite action plans. Ensure that the bank is in possession of current financial information and that the information has been properly analyzed and on file and that proper and complete credit files are on hand. Assure that credits are accurately risk rated and credits are properly monitored and reported. Advise Lenders on all matters related to the Bank's Credit Policy and related Procedures/Forma. When deal flow requires, review credit packages for Credit Portfolio Manager I, Credit Portfolio Manager II, and Credit Portfolio Manager III. Provides guidance and review to less experienced Credit team members. Adhere and comply with all requirements of Regulation B Adverse Action Procedures -- Florida Division. Manage and track convenants/borrowing bases/A-R Ageing, etc. for their accounts. Assist in preparation of quarterly CLMR reports. As time allows conduct annual site visit and other tasks required to support assigned lenders.

　　Required Skills:

　　Knowledge of credit underwriting, accounting and loan documentation. Ability to effectively communicate credit concerns and formulate alternate loan structures to customers, business unit team leaders, department heads and senior management. Proficient computer skills using Microsoft Word, Excel and Outlook. Strong level of interpersonal and social skills needed to interact with loan officers, administrative staff and customers. Strong personal time management skills. Strong mathematical skills. Strong credit skills. Strong administrative skills. Ability to draft reports and business correspondence. Ability to effectively present information and respond to questions. Required Experience:

　　High School Diploma or GED and a minimum of 7 years of experience in a commercial lending environment in a credit-oriented and underwriting position. Bachelor's degree and completion of a formal credit training program preferred.

　　Exact compensation may vary based on skills, experience, and location.

　　$108,400.00

　　$191,800.00

　　$52.12

　　$92.21Valley National Bank is an Equal Opportunity / Affirmative Action Employer. All qualified applicants are encouraged to apply, and will be considered without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or other legally protected characteristics, and will not be discriminated against on the basis of disability.

　　Minimum Salary: 108400.00Maximum Salary: 191800.00Salary Unit: Yearly