The Compliance and Audit Specialist plays a crucial role by ensuring the business operates in accordance with all applicable Federal consumer financial laws, company policies and procedures, and the Turtle Mountain Band of Chippewa Indians’ Tribal Lending Code. The Compliance and Audit Specialist will be responsible for executing complex risk-based compliance testing under the leadership of the Director of Compliance & Audit to validate business line adherence to applicable laws and regulations. Candidates should possess a general knowledge of the various regulatory consumer compliance laws and regulation and possess audit and testing capability. The Compliance and Audit Specialist will report on findings and share results with business stakeholders, including leadership, and complete other projects to carry out the company’s objectives for the compliance program.

　　In this role, you will

　　Complete assigned compliance tests in a timely manner in accordance with the annual compliance testing schedule.

　　Conduct audits and assess whether departments are in compliance with all legal and regulatory requirements and develop strategies to ensure appropriate and effective testing of controls.

　　Identify control weaknesses and root causes of compliance deficiencies, conduct extensive research to support regulatory exceptions/control weaknesses and propose appropriate corrective action.

　　Obtain and analyze test data from multiple sources, following documented test plans, testing protocols and by leveraging job aids as needed.

　　Work closely with internal business units on test questions and follow-up on the resolution of identified audit findings or concerns.

　　Assess the adequacy of remediation activities, monitor through completion, and escalate past-due items.

　　Prepare high quality work papers and final testing reports.

　　Assist with external examination and various audit requests including preparing materials and assisting in the development of responses.

　　Work with new vendors to perform due diligence and ensure compliance.

　　Assist with other ad-hoc compliance-related projects as requested.

　　Requirements

　　3+ years monitoring, testing or audit experience within a financial institution; compliance experience preferred

　　Deep understanding of company policies

　　Ability to manage multiple projects and deadlines simultaneously

　　Excellent written skills including ability to prepare reports on compliance audits and drafting policies, procedures or processes

　　Excellent communication and presentation skills

　　Ability to analyze documentation, previous reports, data, charts, etc. and articulate potential issues

　　High degree of integrity, accountability and strong sense of commitment to assigned projects and tasks

　　Must be willing to go through training and be open to additional educational opportunities

　　Essential Skills

　　Excellent organization, strong time management skills, including the ability to effectively prioritize work assignments with changing priorities

　　Must be a self-starter with strong attention to detail

　　Must be able to work independently or in a team environment under minimum supervision

　　Able to multi-task and complete projects on time

　　Exceptional reading and comprehension skills

　　Ability to research regulatory requirements and formulate opinions

　　Excellent written and verbal skills necessary to interact and communicate with various levels of business stakeholders, up to and including senior leadership

　　Must be proactive in making process/procedure enhancement suggestions geared toward mitigating risk in an ever-changing regulatory environment

　　Able to communicate effectively about final testing reports

　　Strong sense of ownership and responsibility

　　Benefits

　　The opportunity to help bring much-needed income and economic development to the Turtle Mountain Band of Chippewa Indians

　　Competitive salary and performance bonus

　　Robust healthcare plans, matching 401K, internet and cell phone line and data reimbursement and four weeks of PTO

　　Company sponsored travel to conferences for professional development and training opportunities

　　About the Company

　　BlueChip Financial (d/b/a Spotloan.com) is a leading online direct lender founded in 2012 that utilizes advanced underwriting technology to provide short-term loans to Americans in need. BCF is wholly owned and operated by the Turtle Mountain Band of Chippewa Indians of North Dakota, a Federally-recognized Native American Tribe (the “Tribe”).

　　BlueChip Financial is an integral part of the Tribe’s economic development efforts, and it is an essential provider of employment opportunities on the Tribe’s reservation. Employment decisions at BCF are based on qualifications, ability, and merit. When qualifications are equal, candidates who are enrolled members of the Tribe will receive preference. After considering this preference, it is BCF’s policy to provide equal employment opportunity to all qualified persons without regard to race, color, religion, sexual orientation, age, disability, or national origin.