Company Description Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive.

　　When you join Visa, you join a culture of purpose and belonging – where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world – helping unlock financial access to enable the future of money movement.

　　Join Visa: A Network Working for Everyone.

　　Job Description What a Senior Risk Manager, Saudi Arabia & Egypt does at Visa:

　　The Risk Manager (RM) serves as the face of Risk for a select portfolio of clients in Saudi Arabia and Egypt.

　　Externally, the RM ‘s obligation is to ensure Visa’s interactions with clients, merchants, and other third parties on risk-related matters are well informed, effective, and collectively moving the Visa ecosystem towards a stronger state.  

　　Internally, the RM Manager’s obligation is to leverage our market knowledge and presence to ensure Visa’s risk-related policies, programs and frameworks are aligned with current and future business demands.

　　Primary responsibilities for this role will include:

　　Develop and execute client engagement plans and materials to help clients optimize fraud performance, mitigate fraud and data compromise events, promote stronger authentication and data security, and help enforce Visa’s external risk programs and policies.Align Visa’s risk-related objectives and activities with Visa’s business goals in the same area to maximize long term growth.Promote Visa Risk Products, Capabilities and Solutions within the assigned client’s portfolio to differentiate Visa in the Payments EcosystemDifferentiate Visa by demonstrating thought leadership to payment system stakeholders on risk issues, pulling from local, regional, and global sources.Ensure strong communication and provide marketplace feedback around Visa’s risk-related programs and policies, and other activities.Provide Risk analytics support for the markets supported for existing clients & other stakeholder engagements.As a risk expert, will collaborate with Central Europe, Middle East and Africa (CEMEA) Risk team members, Risk Leads for GCC and NALP subregions, client account executives, Merchant Sales and Acceptance (MS&A), Visa Rules, Visa Consulting and Analytics (VCA), Data scientists, Product leaders and Visa Ethics & Compliance to deliver innovative risk strategies, fraud reduction opportunities and payment system intelligence.Lead ad-hoc projects in support of overall risk and corporate initiatives. This full-time position is part of the Gulf Cooperation Council (GCC) & North Africa, Levant & Pakistan (NALP) Risk team, with a direct reporting to the Head of Risk for GCC & NALP based in Dubai. This role based in Cairo, Egypt. This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

　　Qualifications Basic Qualifications:

　　We are looking for an experienced individual with a curiosity about digital payments, who is resolute and client focused.

　　• 8 or more years of relevant work experience in risk management or payments experience gained through consumer banking or technology products or Card operations with a bachelor’s degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD)

　　• Team-work and proven track-record of cross-functional collaboration across diverse teams and markets, with strong presentation, negotiation, and training skills

　　• Ability to communicate effectively at medium to Senior management within Visa and externally.

　　• Develop an understanding of the initiatives to drive towards the risk management vision in the subregions and prioritize activities to successfully implement initiatives.

　　• Strong data analysis and problem-solving skills with demonstrated intellectual and analytical ability to summarize raw data to tell a simple story supported by data to management and partners.

　　• Seasoned self-driven professional with a vision and passion to continuously raise the benchmark for self and the team.

　　• Strong attention to detail and achieving results, with an emphasis on how work is being accomplished. Naturally curious and committed.

　　What will also help (Preferred Qualifications):

　　• Computer skills in Microsoft Office and related software

　　• Payments Risk or Security or Payments related Certifications or knowledge or relevant technical skills are an advantage.

　　• Flexible and resilient individual as demonstrated by adaptability, professional maturity and ability to manage by influence.

　　• Fluency in business written and spoken Arabic and English is required and fluency in business written and spoken French is an advantage.

　　Additional Information Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.