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Senior Machine Learning Engineer - Personalization
Senior Machine Learning Engineer - Personalization-December 2024
San Francisco
Dec 17, 2025
ABOUT CASH APP
Cash App's mission is to redefine the world’s relationship with money by making it more relatable, instantly available, and universally accessible.
1,001 - 5,000 employees
Technology, Fintech
VIEW COMPANY PROFILE >>
About Senior Machine Learning Engineer - Personalization

  Company Description

  It all started with an idea at Block in 2013. Initially built to take the pain out of peer-to-peer payments, Cash App has gone from a simple product with a single purpose to a dynamic ecosystem, developing unique financial products, including Afterpay/Clearpay, to provide a better way to send, spend, invest, borrow and save to our 47 million monthly active customers. We want to redefine the world's relationship with money to make it more relatable, instantly available, and universally accessible.

  Today, Cash App has thousands of employees working globally across office and remote locations, with a culture geared toward innovation, collaboration and impact. We've been a distributed team since day one, and many of our roles can be done remotely from the countries where Cash App operates. No matter the location, we tailor our experience to ensure our employees are creative, productive, and happy.

  Check out our locations, benefits, and more at cash.app/careers.

  Description

  The Personalization Machine Learning (PML) team strives to create a personalized experience on Cash App and Afterpay by tailoring recommendations and search ranking results for our customers. Our team is continuing to grow and we're looking for ML Engineers who are excited about building thoughtful software and solving interesting problems. Our problems span many technologies, from server-side development and machine learning pipelines to web.

  Our ML Engineers work in close collaboration with Data Scientists, ML Modelers and Software Engineers, Product and Design from across Cash App. Across the team, we employ methods ranging from simple heuristics to Deep Learning technology to build better ranking and recommendation solutions. Check out our Machine Learning / AI blog here! We're open to in-office, hybrid or fully remote for this role - you choose whatever works best for you.

  You will:

  Design, build, and maintain scalable ML recommendation systems that enable us to provide tailored recommendations to our 40+ million usersDesign, build, and maintain scalable ML ranking systems that enable us to personalize search experience for our 40+ million usersCollaborate cross functionally with many teams to make technical, design, strategy, and product decisionsMentor and coach other engineers on the team

  Qualifications

  You have:

  5+ years of experience in building highly scalable systems and demonstrated technical initiative and leadership on previous projects. Prior experience in building ML Systems for recommendations and ranking is helpful but not requiredExperience helping your teammates grow through mentorship and providing constructive feedbackExperience or knowledge in ML is helpful but not a prerequisite: if you are a solid software engineer, then we are happy to train you up on ML-specific parts of the roleBe able to work collaboratively with technical and non-technical people across different teamsCuriosity and a passion for Cash App's mission of economic empowerment

  Stack:

  We value general engineering skill and versatility over existing domain knowledge, but here's a sample of what we currently use:

  Kotlin, Python and ReactHTTP, JSON, gRPC, and Protocol BuffersElasticSearchAWS, GCP and KubernetesDataDogBig data processing technologies like Spark

  Additional Information

  Block takes a market-based approach to pay, and pay may vary depending on your location. U.S. locations are categorized into one of four zones based on a cost of labor index for that geographic area. The successful candidate's starting pay will be determined based on job-related skills, experience, qualifications, work location, and market conditions. These ranges may be modified in the future.

  Zone A: USD $167,300 - USD $204,500

  Zone B: USD $158,900 - USD $194,300

  Zone C: USD $150,600 - USD $184,000

  Zone D: USD $142,200 - USD $173,800

  To find a location's zone designation, please refer to this resource. If a location of interest is not listed, please speak with a recruiter for additional information.

  Full-time employee benefits include the following:

  Healthcare coverage (Medical, Vision and Dental insurance)Health Savings Account and Flexible Spending AccountRetirement Plans including company match Employee Stock Purchase ProgramWellness programs, including access to mental health, 1:1 financial planners, and a monthly wellness allowance Paid parental and caregiving leavePaid time off (including 12 paid holidays)Paid sick leave (1 hour per 26 hours worked (max 80 hours per calendar year to the extent legally permissible) for non-exempt employees and covered by our Flexible Time Off policy for exempt employees) Learning and Development resourcesPaid Life insurance, AD&D, and disability benefits

  These benefits are further detailed in Block's policies. This role is also eligible to participate in Block's equity plan subject to the terms of the applicable plans and policies, and may be eligible for a sign-on bonus. Sales roles may be eligible to participate in a commission plan subject to the terms of the applicable plans and policies. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans.

  We're working to build a more inclusive economy where our customers have equal access to opportunity, and we strive to live by these same values in building our workplace. Block is a proud equal opportunity employer. We work hard to evaluate all employees and job applicants consistently, without regard to race, color, religion, gender, national origin, age, disability, veteran status, pregnancy, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.

  We believe in being fair, and are committed to an inclusive interview experience, including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible. Want to learn more about what we're doing to build a workplace that is fair and square? Check out our I+D page.

  Additionally, we consider qualified applicants with criminal histories for employment on our team, assessing candidates in a manner consistent with the requirements of the San Francisco Fair Chance Ordinance.

  Block, Inc. (NYSE: SQ) is a global technology company with a focus on financial services. Made up of Square, Cash App, Spiral, TIDAL, and TBD, we build tools to help more people access the economy. Square helps sellers run and grow their businesses with its integrated ecosystem of commerce solutions, business software, and banking services. With Cash App, anyone can easily send, spend, or invest their money in stocks or Bitcoin. Spiral (formerly Square Crypto) builds and funds free, open-source Bitcoin projects. Artists use TIDAL to help them succeed as entrepreneurs and connect more deeply with fans. TBD is building an open developer platform to make it easier to access Bitcoin and other blockchain technologies without having to go through an institution.

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