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Senior Life and Disability Underwriter
Senior Life and Disability Underwriter-October 2024
Oct 31, 2025
ABOUT PROTECTIVE
Protective offers insurance and investment products to help customers protect their futures.
1,001 - 5,000 employees
Financial Services, Insurance
VIEW COMPANY PROFILE >>
About Senior Life and Disability Underwriter

  The work we do has an impact on millions of lives, and you can be a part of it.

  We help protect our customers against life’s uncertainties. Regardless of where you work within the company, you’ll be helping provide protection and peace of mind when our customers need it most.

  Protective is adding a full-time resource to our Underwriting team based in the corporate office in Birmingham, AL. 

  This position will be allowed to work remotely 

  Responsibilities:Underwrites Life and Disability applications within authority limits, including impaired risk, assessing medical and financial risk, and evaluating each requirement as received.  Ability to Approve, Decline, or Postpone both Life and Disability applications.Communicate effectively with internal and external customers.  Maintain professional relationships with external customers by communicating effectively and promptly, offering reasonable solutions that meet customer needs while protecting the business objectivesBuild and maintain effective working relationships with co-workers and management to create an effective, high-performance work environmentManage assigned workload meeting production and time service standards Other job duties as assigned 

  Qualifications:5+ years of Life and Disability underwriting experience Bachelor’s degree or applicable experience Must demonstrate the ability to make sound underwriting decisions in a dynamic environment while handling a sizeable caseload Strong communication and relationship management skills are essential Customer focus Track record demonstrating good quality and productivity as well as career advancement and increasing approval authority Industry coursework commensurate with experience Proven ability to organize and deliver on time with excellent results  Thrives in a fast-paced environment

  Protective’s targeted salary range for this position is $90,000 to $110,000. Actual salaries may vary depending on factors, including but not limited to, job location, skills, and experience. The range listed is just one component of Protective’s total compensation package for employees.

   

  This position also offers additional incentive opportunities through an annual incentive based on individual and Company performance.

  Employee Benefits:  

  We aim to protect our employees' wellbeing through a broad benefits offering. For example, we protect physical wellbeing through health, dental and vision insurance. We protect mental wellbeing through mental health benefits and an employee assistance program. We protect time away from work with a variety of paid time away benefits (e.g., paid time off, paid parental leave, short-term disability, and a cultural observance day). We protect financial wellbeing through contributions to healthcare accounts, a pension plan, and a 401(k) plan with Company matching. All employees are encouraged to protect their overall wellbeing by engaging in ProHealth Rewards, Protective’s platform to improve wellbeing while earning cash rewards.  

   

  Eligibility for certain benefits may vary by position in accordance with the terms of the Company’s benefit plans.

  Diversity and Inclusion:

  At Protective, we are committed to providing an inclusive culture where all employees are able to fully contribute and thrive. Our goal is to grow and develop our people, attract diverse talent and support strong, diverse communities.

  We support diversity, equity, and inclusion by working to develop a culture of inclusion and belonging led by leaders who develop potential and embrace unique skills and abilities. Our aim is to create an equitable and accountable environment for all leaders and employees that will drive performance and impact business strategy. In this way, we can increase overall diversity for leadership roles and pipelines of talent by maturing our hiring practices, robust development opportunities and focus on retention of key talent.

  We are proud to be an equal opportunity employer committed to being inclusive and attracting, retaining, and growing the talents of a diverse and inclusive workforce.

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