Country:

　　Czechia

　　Location:

　　Evropská 2591/33E, 160 00 Praha 6, Czech Republic

　　Role: Senior Analyst - Credit Management with Italian

　　Location: Prague

　　Contract type: full time

　　About Carrier

　　At Carrier we make modern life possible by delivering innovative and sustainable ground-breaking systems and services that matter for people and our planet. We exceed the expectations of our customers by anticipating industry trends, working tirelessly to master and revolutionize them. This is why we come to work every day. And we do it The Carrier Way.

　　Join us and we can make a difference together.

　　About the role

　　Execute OTC processing in compliance with control policies and actively contribute to continuous process improvement.

　　Benefits

　　We are committed to offering competitive benefits programs for all of our employees and enhancing our programs when necessary.

　　Among the many benefits, Carrier offers Exciting innovative environment, possibility for further development and international career opportunities, high-profile team, daily use of English and other foreign languages, language courses, Competitive remuneration and other benefits (meal vouchers, contribution to life or pension insurance, holidays etc.), Flexible working hours, possibility for home office, personal days off.

　　Requirements

　　2-4 years of experience in Credit Management or Finance

　　Bachelor’s Degree in Business, Economics, Finance, or Accounting

　　Knowledge in Financial Analysis (Balance Sheet, Profit & Loss and Cash Flow Statement)

　　Highly proficient with MS Office, with intermediate Excel skills required

　　Must be extremely detail oriented

　　Strong customer service focus

　　Advanced written and verbal English and Italian

　　Excellent oral and written communication skills, with the ability to communicate across many organizational levels

　　Must possess high energy and sense of urgency

　　Strong organizational skills and ability to work with many projects simultaneously

　　Experience excelling within fast paced, high energy environments

　　Responsibilities

　　Perform analysis and release for orders on credit hold due to:

　　Credit Limit exceeded

　　Overdue

　　Process blocked orders after the credit assessment

　　Customer financial statements analysis (Balance Sheet, Profit & Loss and Cash Flow Statement)

　　Assess new customer credit risks

　　Assess customers against policy and document credit risks

　　Issue proposed credit limits for approval

　　Support the review of Non-Standard Commercial Terms

　　Ongoing monitoring of customer credit risk

　　Monitor & update specific customer risks

　　Liaise with stakeholder groups to discuss options

　　Communicate with interested parties

　　Monitor customers nearing or reaching credits

　　Analyze a portfolio of customers, and document overall credit risks

　　Annual credit reviews

　　Monitor timeliness and requirement for annual review

　　Reference credit records with customer activity, including outstanding balances

　　Request deactivation of customer accounts (where appropriate)

　　Evaluate ratings and propose changes to limits.

　　Execute standard credit reporting

　　Support other OTC Process teams as business demand requires

　　Our commitment to you

　　Our greatest assets are the expertise, creativity and passion of our employees. We strive to provide a great place to work that attracts, develops and retains the best talent, promotes employee engagement, fosters teamwork and ultimately drives innovation for the benefit of our customers. We strive to create an environment where you feel that you belong, with diversity and inclusion as the engine to growth and innovation. We develop and deploy best-in-class programs and practices, providing enriching career opportunities, listening to employee feedback and always challenging ourselves to do better. This is The Carrier Way.

　　Join us and make a difference.

　　#cbsfinance

　　Apply Now!

　　Carrier is An Equal Opportunity/Affirmative Action Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or veteran status, age or any other federally protected class.

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