Job Description:

　　At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.

　　One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.

　　Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.

　　Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!

　　Role Responsibilities

　　Responsible for performing complex analysis and is engaged in the development of modeling that maximizes profits and asset growth and minimizes credit and operating losses and other risk exposures. Provides analytical support on various product strategies to ensure company goals are met. Coordinates the production of performance reports for Senior Management. Reviews and analyzes trends in current population distributions and recommends strategies. May participate in or develop complex program models to extract data and use databases to provide statistical and financial modelling.

　　Responsible for completing analysis on the CVL portfolio and new originations to identify issues, opportunities and recommend credit actions. Communicates with impact and presents to peers and Enterprise Risk partners. Strong SAS or SQL skill set required. Coordinates the production of performance reports for Senior Management. Reviews and analyzes trends in current population distributions and recommends strategies. The Risk Analysis Specialist will use their business and technical knowledge to work on multiple reports at various stages of the lifecycle - building new reports, adding enhancements, validating existing reports and identifying opportunities for consolidation and elimination.

　　Primary Responsibilities Include:

　　• Performing analysis on new or emerging trends

　　• Assisting with review of strategies to ensure company goals are met

　　• Enhancing Portfolio/Strategy Monitoring

　　• Reviewing and analyzing portfolio asset quality and emerging trends and risks

　　• Participation in pilot programs, champion/challenger strategies and tests

　　large data experience preferred; Programming experience and relevant degree or large data experience required.

　　Required Skills:

　　• BS/BA (business / economics / finance / quantitative)

　　• 5+ years supporting Consumer and/or Small Business Products or comparable experience in Risk, Compliance, Audit, or similar Risk function

　　• Ability to combine business acumen with analytical skills, interpret large amounts of data, synthesize multiple analysis into a coherent message, and translate into actionable insights

　　• SAS / SQL / Tableau

　　• Ability to leverage analytical techniques to identify potential improvements in strategies

　　• Ability to escalate identified issues to management with the proper assessment, root cause analysis, impact, and next steps

　　• Experience in developing presentations

　　• Excellent oral, written, influencing and interpersonal communication skills

　　• Proficiency in using MS Word, EXCEL and PowerPoint

　　• Demonstrated ability to overcome obstacles and manage conflict constructively

　　Desired Skills:

　　• Python knowledge / Microsoft Power Bi

　　Shift:

　　1st shift (United States of America)

　　Hours Per Week:

　　40