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Retail Bank Principal Risk Associate | Enterprise Payments
Retail Bank Principal Risk Associate | Enterprise Payments-February 2024
Richmond
Feb 1, 2026
ABOUT CAPITAL ONE
We’re working on some bold, transformative things—like changing banking for good. What’s in it for you? A career surrounded by brilliant minds. People from different backgrounds, experiences, and educ
10,000+ employees
Consumer Goods & Services, Financial Services
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About Retail Bank Principal Risk Associate | Enterprise Payments

  Center 2 (19050), United States of America, McLean, Virginia

  Retail Bank Principal Risk Associate | Enterprise Payments

  Capital One, a Fortune 500 company and one of the nation's top 10 banks, offers a broad spectrum of financial products and services to consumers, small businesses and commercial clients. Our goal is to create one of the nation's great banks, and we have the necessary ingredients: a strong balance sheet, resilient businesses, a massive customer franchise, strong analytical capabilities, and great people. We nurture a work environment where people with a variety of thoughts, ideas and backgrounds, guided by our shared values, come together to make Capital One a great company - and a great place to work.

  Do you like working in the spotlight? Are you ready to work on the front line of a top 10 Bank? Can you build relationships as well as develop and implement innovative solutions?

  As a Principal Risk Associate in the Retail Bank Risk Office at Capital One, you'll be responsible for working with business partners to identify, assess and mitigate potential risks to Capital One. Principal Risk Associates at Capital One are the front line of defense to ensure our Company remains stable and profitable. This role will focus on risks and controls impacting one or more of our payment processing platforms within Enterprise Payments. You'll play a key role in ensuring that millions of customers interact with their money in a well-managed fashion by partnering with Product, Technology and Business partners to manage the risks associated with payments.

  Principal Risk Associates at Capital One are highly motivated risk management professionals with excellent problem solving, critical thinking, organizational and communication skills. They have a high level of exposure across lines of business and have the opportunity to create and implement innovative solutions to identify and mitigate potential risks to the Company.

  Responsibilities:

  Risk Consulting - Provide advice and guidance to line of business leaders on risks impacting one or more areas within Enterprise Payments ProductClient Management - Develop and leverage key relationships with Enterprise Payments and functional stakeholders to enable collaboration across the enterpriseIssues Management - Identify and track issues and events to mitigate risk within Enterprise Payments. Coordinate with applicable business areas to define and implement remediation activitiesProcess and Change Management - Lead change control efforts at a payments product level to ensure impacts are appropriately assessed, documented and implementedGovernance - Support one or more areas within Enterprise Payments Product to improve our payments related control and governance environment and establish ongoing routines to support these areas

  We want you if you are:

  A communicator: You can communicate complex, often technical, ideas clearly. Maybe you're an introvert, or maybe you're an extrovert, but nobody around you feels out of the loop.A learner: You have an appetite to learn new things or new technologies all while exhibiting humbleness when the time comes to ask for help.Team player: You enjoy working with diverse people and driving the team toward a common goal. You have the ability to put the team before yourself and establish long-lasting relationships.

  Basic Qualifications:

  High School Diploma, GED or equivalent certificationAt least 2 years of payments operations experience or risk management experienceAt least 3 years of experience supporting, partnering and interacting with internal business clients

  Preferred Qualifications:

  Bachelor's Degree or military experience2+ years of financial services risk management experience3+ years of Project Management experience leading cross functional projects and programs3+ years of Process Management experienceCertification within the payments industry (e.g., AAP, APRP)

  At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

  Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

  This role is expected to accept applications for a minimum of 5 business days.

  No agencies please. Capital One is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex (including pregnancy, childbirth or related medical conditions), race, color, age, national origin, religion, disability, genetic information, marital status, sexual orientation, gender identity, gender reassignment, citizenship, immigration status, protected veteran status, or any other basis prohibited under applicable federal, state or local law. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

  If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at [email protected]. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

  For technical support or questions about Capital One's recruiting process, please send an email to [email protected]

  Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

  Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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