Peoples Bank was established is 1998 and is dedicated to creating strong relationships with our customers. With branches in Indianola, Lacona, Milo, Carlisle, Pleasantville, Seymour and Knoxville, Peoples Bank has become one of the fastest growing independent banks in the Midwest with assets exceeding $450 million. Our commitment is unwavering, our desire is to help our customers meet their goals and build strong financial foundations for years to come. Peoples Bank is proud of this commitment and the reputation that we have achieved through treating our customers as a valued part of our business. We offer competitive compensation, great benefits, professional growth opportunities, community involvement, a positive work environment, and mentorship.
We are looking for aResidential Loan Processor/Underwriterfor our Indianola location.
The position entailscreating early documents and closing documents for secondary market and in house loans; working with lenders to ensure all items required for closing are ordered and received in a timely manner; inputting closed loans into bank software and following up on post-closing documents; verifying all residential loan procedures and documents are compliant with regulatory requirements in the areas of TRID, RESPA, HMDA, etc.;analyzing applicants' financial status, credit and property evaluation to determine feasibility of granting loan; and creates QM documentation and repayment analysis to demonstrate applicants DTI, LTV, and credit score are within bank policy in addition to demonstrating the loans ability to pass all QM, HPML, and HOEPA requirements.
QUALIFICATIONS:
Qualified candidates have an Associate Degree or equivalent loan processing experience and a High School Diploma/GED. One year mortgage processing and/or underwriting experience preferred. Must have good customer service skills, the ability to multitask, be detail oriented, have great organizational skills, bookkeeping skills and proficient in Microsoft Office with emphasis in Excel.
SCHEDULE:
A regular working shift is 8 a.m. to 5 p.m. Monday-Friday and occasional Saturdays 8 a.m. to 12 p.m.
COMPENSATION:
Compensation Range (compensatory based on previousbankingexperience): Pay range $21.63 - $30.28/hr.
Health Insurance
Dental Insurance
Vision Insurance
Employer Paid: Life Insurance, STD, LTD
Retirement Options-401K w/Employer Match
PTO-15+ days per year
Family Leave Plan
Over 11 Paid Holidays
Employer paid Identity Theft Insurance
Aflac Insurance
Flex Spending Accounts
Peoples Bank Stock Purchase Plan
Free personal Checking Accounts
Free Safety Deposit Box
Peoples Bank is an Affirmative Action and Equal Opportunity Employer. We provide equal employment opportunities without regard to any status protected by federal or local law.
For more information, or to apply now, you must go to the website below. Please DO NOT email your resume to us as we only accept applications through our website.
https://peoplesbank.applicantlist.com/jobs/1061876-172146.html