SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 130 offices and 80,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, which is one of the three largest banking groups in Japan. SMFG’s shares trade on the Tokyo, Nagoya, and New York (NYSE: SMFG) stock exchanges.

　　In the Americas, SMBC Group has a presence in the US, Canada, Mexico, Brazil, Chile, Colombia, and Peru. Backed by the capital strength of SMBC Group and the value of its relationships in Asia, the Group offers a range of commercial and investment banking services to its corporate, institutional, and municipal clients. It connects a diverse client base to local markets and the organization’s extensive global network. The Group’s operating companies in the Americas include Sumitomo Mitsui Banking Corp. (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC Rail Services LLC, Manufacturers Bank, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd.

　　The anticipated salary range for this role is between $70,000.00 and $83,000.00. The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees.

　　Role Description

　　CM is searching for a credit analyst to cover financial institutions. The analyst, reports to the Head of Credit Services within the first line of defense of SMBC Capital Markets. The role's primary function is to perform credit underwriting for the investor business in support of the Capital Markets businesses. The position is on the trading floor and the work environment is fast paced. The person will have direct contact with front office (traders and marketers).

　　This position reports indirectly to the Chief Operating Officer of Sales and Trading. The individual will work to support SMBC-CM, SMBC-Ltd and SMBC Nikko Securities America Inc. business for activities within the swap dealer and broker dealer. The Credit Services Department maintains sound credit management activities liaising where necessary with other departments to review and assess credit risk, monitor credit exposure and provide guidance on credit limits in accordance with policies and procedures.

　　Role Objectives

　　Perform credit analyses on, broker-dealers, insurance, asset managers and financial institutions with emphasis on investment strategy, asset quality, leverage, liquidity, historical performance, portfolio exposures and risk control framework.

　　Evaluate derivatives and securities financing transactions across client base working closely with derivatives marketers, relationship managers, risk management, credit department and legal to mitigate risk.

　　Provide continuous credit monitoring of assigned portfolio, ensure accuracy of assigned risk ratings and escalate any deterioration in credit quality to management.

　　Identify policy exceptions and monitor termination events.

　　Work on special projects as required.

　　Qualifications and Skills

　　BA/BS required with concentration in finance or business; MBA or CFA preferred.

　　1-2 years of relevant credit work experience covering broker-dealers, insurance, asset managers and financial institutions

　　Strong understanding of derivatives and SFT product risk

　　Strong interest in client interaction and possess outstanding verbal and written communication skills.

　　Ability to operate independently and perform well under pressure in a demanding environment.

　　Strong analytical skills with attention to detail

　　Proficient in Excel, Word and PowerPoint

　　Additional Requirements

　　SMBC’s employees participate in a hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during their interview process.

　　We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, disability status, protected veteran status or any other characteristic protected by law. SMBC provides reasonable accommodations for employees and applicants with disabilities consistent with applicable law. If you need a reasonable accommodation during the application process, please let us know at [email protected].