Loan Department InternHourly Part-TimeLendingOswego, NY, US

　　DescriptionSummary/Objectives:

　　Assist the lending department with tasks as assigned that include completing annual reviews, impairment analysis, spreading financial statements, and line of credit renewals.

　　Essential Functions

　　Complete impairment analysis to identify risks associated with a credit facility and discuss with lender to determine if impairments should be made to a credit. Assist the Credit Analyst in pulling files and retrieving additional information from credit and collateral files for the loan review. Assist the Portfolio Managers in completing renewals of the banks lines of credit that have past their review date.Assist the lenders in preliminary analysis by completing cash flows and spreads.

　　Secondary Functions

　　Assisting in special projects and research as requested by manager.Assist the Credit team in completing annual reviews of the banks existing customer. Assist Residential Originators to determine monthly income for self employed borrowers. Competencies

　　Customer Service Skills Microsoft Excel ProfessionalismCommunicationProblem SolvingCreative ThinkingSupervisory Responsibility

　　None

　　Work Environment

　　This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, printers and filing cabinets.

　　Physical Demands

　　The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

　　While performing the duties of this job, the employee is regularly required to sit or stand at a desk and work on a computer. There may be occasional lifting and transporting of up to 25 pounds. The employee must have physical strength to handle routine office materials and tools. Dexterity of hands and fingers.

　　Required Education, Experience and Qualifications

　　Intermediate computer skills including Microsoft Word and ExcelAbility to understand and learn the banks internal systemsExcellent customer service skills Preferred Education, Experience and Qualifications

　　Currently pursuing bachelors degree in Finance, Accounting or another business related major. Other Duties

　　Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for these job duties, responsibilities and activities may change at any time with or without notice.

　　Starting Range

　　$16-$18/hour