Level 3 Underwriter

　　Company

　　HSB

　　Location

　　Manchester, United Kingdom

　　Role: Insurance Underwriter - Public Sector

　　Location: Manchester

　　Permanent

　　Job Purpose:

　　This is a key role supporting the Public Sector segment to provide industry and client specific technical underwriting. Delivering exceptional underwriting services to Segment clients in line with the Company’s culture of service excellence and high technical standards.

　　Key Responsibilities:

　　Effectively contribution to corporate revenue streams through strategic planning of key account activities ensuring alignment with HSB’s wider business ambitions.

　　Strategically use internal data and market analytics to identify and inform underwriting decision making and exploit revenue opportunities within existing portfolio.

　　Identify and undertake new and innovative approached to maximise new and existing business growth in line with 2025 ambitions.

　　Ensure exemplary customer service through the delivery of technical excellence and applying HSBs Customer First approach in all stakeholder management activities

　　Pro-actively engage and build relationships with external stakeholders to maximise opportunities and being aware of market developments.

　　Adopt a collaborative mindset/approach with BDM’s to enable increased lead generation.

　　Support and work collaboratively as directed with the Segment Leadership team, Customer Trading Hub Manager and Team Leader to prioritise workloads within the Customer Trading HUB, to achieve good customer outcomes.

　　Proactively undertake account reviews to identify non profitable accounts and ensure appropriate action is taken in line with business objectives.

　　Work collaboratively with all Segments to create a culture of high performance within the Customer Trading Hub, leading by example in adhering to the HSB professional standards

　　Actively utilise current binding authorities, ensuring continuous professional development to ensure the needs of the team, the business and its customers are achieved.

　　Responsible for populating and updating HSB’s CRM (Microsoft 365 Dynamics) with all activity and business interactions.

　　Attend relevant industry and market specific events, conferences and networking activities, to raise HSB’s profile and market presence.

　　Undertake any relevant training to ensure skills and knowledge effectively underpin the segment and enable delivery of segment objectives and goals.

　　Ensure compliance with all internal and industry and regulatory requirements at all times.

　　Attend broker meetings with BDM’s as the technical underwriting lead and deliver presentations and training workshops as required.

　　Undertake any team or business wide projects as required by the Segment Leadership team and is commensurate with the role.

　　Key Skills & Experience:

　　Essential

　　Strong level of technical underwriting expertise gained in relevant insurance environment

　　Strong trading capability – commercial awareness and ability to build strong broker relationships

　　Critical analytical and reasoning skills

　　Ability to apply high level strategic planning concepts

　　Market underwriting presence

　　Understanding of commercial insurance governance and controls

　　Excellent influencing and negotiation skills

　　Excellent project management skills

　　Qualifications & Educational Requirements:

　　Degree level education or equivalent relevant industry experience

　　ACII qualified or working towards

　　Benefits:

　　Annual Leave 25 days plus bank holidays

　　13% employer pension contribution

　　Aviva Private Medical Insurance

　　Aviva Digital GP

　　Bupa Dental Insurance

　　Annual bonus

　　Professional Qualification Support

　　Plus much more...