Associate Credit Analyst – Banker Development Program

　　June 2024 Start Date

　　Company Description:

　　Zions Bank is more than a bank. We are a part of your community, your next-door neighbor, with more than 150 years of history behind every transaction and community investment. We provide financial resources, wealth management solutions, mortgage services, and more throughout Utah, Idaho, and eight additional Western states.

　　Zions First National Bank is one of the oldest financial institutions in the Intermountain West. We bring value to individuals, small-to middle-market businesses, nonprofits, corporations and institutions. Zions Bank provides a wide range of traditional banking and innovative technology services.

　　Banker Development Program Description:

　　The Banker Development Program (BDP) is an Entry Level Position for recent college graduates and early professionals looking to grow their career in the finance industry.

　　The Banker Development Program at Zions Bank is a 12–18-month training program designed to develop the future leaders of the banking industry into well-rounded professionals with strong analytical and relationship management skills. The program provides challenging training and career guidance that prepare participants for various leadership opportunities at Zions Bank.

　　There are two phases of the Banker Development Program: 1) Training Phase, and 2) Rotational Phase.

　　Training Phase

　　The training phase uses a classroom-based approach to facilitate learning. Participants receive professional development and extensive credit training on topics such as financial accounting and analysis, cash flow analysis, credit analysis, and risk management.

　　In addition to the classroom training, Banker Development Program Analysts participate in:

　　· Case studies and discussion sessions to review concepts introduced in self-study materials

　　· Training to perform credit underwriting according to bank policy

　　· Bank compliance and regulatory training courses

　　· Introductions to Zions Bancorporation executives and Zions Bank Business-Line executives

　　Rotational Phase

　　The primary objective of the rotational phase is to gain on-the-job training through a structured rotation system. Banker Development Program Analysts are assigned to specific lending groups for a series of 3 rotations that last approximately 10 weeks each, as well as 2 rotations through our Middle Office and Loan Servicing teams. During these rotations, the credit analysts gain in-depth exposure and perform all analytical work required for their assigned business line.

　　Potential business line rotation opportunities are listed below:

　　Commercial Lending

　　Corporate Lending

　　Real Estate Banking Group

　　Private Banking

　　Community Banking

　　Participants who successfully complete the Banker Development Program can anticipate an exciting career path. Upon completion of the training and rotational phases, participants will be considered for promotion into officer roles within the bank’s lending or credit business lines. Business line rotation assignments vary depending on region, availability, and analysts’ goals and skill sets.

　　The Banker Development Program offers:

　　Exposure to the extensive career opportunities at Zions Bank

　　A solid foundation in the basics of banking and credit

　　A defined career path that begins with classroom training as a credit analyst and evolves into an underwriting/officer role in one of the bank’s lending and credit divisions.

　　One-on-one working relationships with BDP alumni and business line mentors who help you navigate learning, decision making, and career development opportunities.

　　Opportunity to apply finance and accounting skills to credit and business risk analysis

　　Increased knowledge and responsibilities relating to business development, credit and risk, lending, relationship and portfolio management, and sales acumen

　　Competitive salary and benefits

　　We are currently hiring for our next Banker Development Program classes. Students who graduate in May 2024 are eligible for our class starting in June 2024.

　　Minimum Qualifications:

　　Bachelor’s degree in Business, Finance, Accounting, Economics, or related subject

　　Minimum overall GPA of 3.0 (Must attach your unofficial transcript in application and include GPA in resume)

　　Completed college level coursework in Accounting

　　Excellent communication, presentation, and interpersonal skills

　　Detail oriented, organized, analytical, and proven problem-solving abilities

　　Leadership skills and community involvement

　　Working knowledge of Microsoft Excel is preferred

　　Internship or prior work experience is preferred

　　Zions Bancorporation’s Internship and Banker Development Program positions are not eligible for employment visa sponsorship (e.g., H-1B visa). This includes, for example, situations where a candidate may have temporary work authorization while enrolled in school or upon graduation (e.g., CPT, OPT) but would need H-1B visa sponsorship within a few years of employment in order to maintain employment eligibility.

　　Req ID: 063420

　　Equal Opportunity Employer

　　It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws.

　　If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for employment, please contact us at (801) 844-7628, Mon.-Fri. between 9 a.m. - 5 p.m. MST.

　　Click here to view applicable Federal, State and/or local employment law posters.