Join us on our mission to create a completely new, 100% digital bank that truly serves customers' best interests. We are a close-knit and fun-loving team of seasoned financial services professionals who came together for the challenge of building a bank from scratch - and we are committed to doing it all the right way (from technology infrastructure to modern marketing to customer experience).

　　The anticipated salary range for this role is between $233,000.00 and $259,000.00. The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees.

　　We work with the flexibility and speed of a start-up. But we also have significant stability and capital from being part of the SMBC Group (Sumitomo Mitsui Banking Corporation). SMBC is the second largest bank in Japan and the 12th largest bank in the world with operations in over forty countries. And SMBC is committed to disrupting the US marketplace with ground-breaking products.

　　It is the best of both worlds, and we are seeking proven marketing leaders to propel us towards a national launch. We have both the ambitious growth plans and the 'patient capital' necessary to execute a multi-year plan. Join us on the journey to deliver an exciting concept of evolved banking.

　　JOB SUMMARY:

　　Reporting to the BSA Officer, the Head of Jenius Bank FCC will be responsible for the ongoing administration of the Financial Crimes Compliance (“FCC”) program for Jenius, SMBC MANUBANK’s digital banking unit. This individual must have specialized knowledge related to specific Jenius business risks and business model and will be responsible for adherence to all bank policies and procedures related to the Bank Secrecy Act, Anti-Money Laundering Program, USA PATRIOT Act requirements and Office of Foreign Asset Control regulations.

　　PRINCIPLE DUTIES AND RESPONSIBILITIES:

　　Work with the BSA Officer to further develop and implement a comprehensive financial crime compliance strategy for the digital bank unit;

　　Ensure adherence to FCC regulatory requirements and industry best practices;

　　Establish and maintain strong relationships with regulatory bodies, internal audit, and compliance monitoring and testing, fostering open communication;

　　Coordinate and assist in the administration of independent, state and federal regulator and auditor examinations and reviews;

　　Collaborate with cross-functional teams to integrate financial crimes prevention measures into the digital banking platform and services;

　　Provide strategic guidance to senior management on emerging financial crimes risks and regulatory changes specific to digital banking risks;

　　Make program recommendations to the BSA Officer and senior management when and where appropriate;

　　Maintains proficient knowledge of the rules and regulations, including but not limited to, the Bank Secrecy Act (BSA), USA PATRIOT Act, and OFAC and evolving digital banking landscape;

　　Oversee and drive the implementation of monitoring and screening technology platforms to support the digital bank unit; experience with Actimize, Fircosoft and/or Fenargo implementations is key;

　　Develop and implement program analytics to monitor financial crimes compliance program risks;

　　Perform routine analysis of the digital bank unit data to ensure appropriate staffing levels and quality metrics;

　　Support the execution of the enterprise BSA/AML and OFAC risk assessment.

　　POSITION SPECIFICATIONS:

　　• Minimum 10 years of experience in financial crimes compliance roles within a regulated financial institution;

　　• 3+ years managing a regulated financial institution’s BSA/AML program acting in a BSA Compliance Officer / Deputy BSA Officer capacity or overseeing a Financial Crimes Governance and/or transformation program;

　　• Professional certification, such as CAMS (Certified Money Laundering Specialist) or equivalent are highly desirable;

　　• Proven experience in a leadership role within FCC, preferably in the digital banking sector;

　　• Experienced with best practices in financial services regulation, fraud detection methodologies, and emerging practices in financial crime and money laundering typologies unique to digital banking;

　　• In-depth knowledge and experience with the US PATRIOT Act, BSA Act and the FFIEC AML manual;

　　• Experience in creation and development of key financial crimes compliance program components including policies and procedures, AML/CTF, Sanctions, Transaction Monitoring, Customer Due Diligence and High-Risk Customer reviews for digital banking customers;

　　• Ability to excel in a remote, innovative, and fast-paced environment;

　　• Excellent communication and interpersonal skills to engage with internal teams, regulators and external stakeholder;

　　• Strong communication and presentation skills with the ability to convey complex ideas in a clear, concise manner to senior leaders and the Board of Directors.

　　EOE STATEMENT

　　We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, disability status, protected veteran status or any other characteristic protected by law.

　　CCPA DISCLOSURE

　　Personal Information Collection Notice: This notice contains information under the California Consumer Privacy Act (CCPA) about the categories of personal information (PI) of California residents that Manufacturers Bank collects and the business or commercial purpose(s) for which the PI may be used. We do not sell PI. More information about our collection and use of PI may be found in our CCPA Privacy Policy at https://www.manufacturersbank.com/CCPA-Privacy. Persons with disabilities may contact our Customer Contact Center toll-free at (877) 560-9812 to request the information in this Notice in an alternative format.