Overview

　　At MidWestOne,our people are number one in everything we do. We are a community bank with a culture based on integrity and customer care. The people on our team are the foundation of our success. If you're ready to work for an organization that values you, develops your talents and helps you grow personally and professionally, then look no further.

　　The CRA Mortgage Banker is responsible for sourcing and originating Community Reinvestment Act (CRA) eligible and general residential loans for existing MidWestOnecustomers and prospects within the MidWestOneBank market and assessment area. The CRA Mortgage Banker will also coordinate and lead community development initiatives in their market.

　　Responsibilities

　　Develop and maintain a regular business plan that includes external sales visits and promotion with realtors, builders, affordable housing providers, non-profit community organizations, etc.

　　Originates CRA eligible residential mortgage loans in accordance with the bank’s loan policies and procedures.

　　Establishes a strong presence for MidWestOneBank in the assigned territory by developing relationships and affiliations with low-and-moderate income housing programs.

　　Hosts and attends homebuyer education seminars, trade shows and other financial education events to raise consumer awareness of MidWestOneBank loan products.

　　Encourages bank participation and support of charitable and non-profit service opportunities and outreach opportunities and documents these efforts accordingly.

　　Facilitates strong communication with customers and our mortgage operations team to process loan files from application through closing.

　　Actively participates in branch activities to train retail staff and gain mortgage referrals.

　　Participates in regular sales, product and regulatory trainings as assigned by the bank management.

　　This position will include certain assigned responsibilities for one or more of theFocus Areas

　　Promote and Source Community Reinvestment Act (CRA) eligible residential loans within the MidWestOne Bank market and assessment areas. They will also coordinate and lead community development and outreach initiatives.

　　The Perks!

　　Competitive base compensation with additional performance-based incentives (incentives vary depending on role)

　　Career development and c ontinuous learning opportunities

　　Paid Time Off, Paid Holidays, Parental/Grandparent Leave, and more

　　100% vested 401(k) Retirement Plan with company match

　　Medical, Dental, and Vision insurance

　　Flex spending plan & Health savings accounts with employer contribution

　　Student Loan Debt Reduction Program & Tuition Assistance Plan

　　Employee Stock Ownership Plan

　　Employer provided group life insurance with option to purchase additional life insurance for you and your family members

　　Employer provided long term and short term disability insurance

　　Additional Insurance options to meet your personal needs: Critical Illness and Accident insurance

　　Wellness Program

　　Free banking services and other financial services discounts

　　Take Your Dog to Work Day in June

　　Employee Rally Day- a day of celebration and recognition !

　　Qualifications

　　Bachelors degree or equivalent combination of post high school education and related work experience

　　Knowledge of loan origination software, Encompass.

　　Experience providing loan products to low-and-moderate income and first-time home buyer

　　Registered and/or approved (if applicable) to sell down payment assistance programs for low-and-moderate income home buyers in their respective state and market area

　　Community deployment banking experience in the assigned territory

　　Bi-lingual language abilities are preferred

　　We RISE by lifting others. RISE stands for Retention, Innovation, Support, and Empowerment. Through RISE we aspire to create and sustain a culture of diversity, equity, inclusion and belonging at work and in our communities. Our commitment to RISE is reflected in our operating principles, people and culture. We pledge to continuously learn, so we can understand and support the differences of individuals, embrace each other's strengths, and provide opportunities for all of us to work toward and achieve our full potential.

　　Now that you know more about us and the position, next step is for you apply so we can learn about you!

　　Location : LocationUS-MN-South St. Paul

　　StatusNon-Exempt

　　TypeFull-Time

　　CitySouth St. Paul

　　StateMN

　　Hours Per Week40

　　Benefits PackageYes - Full Time Package

　　Location : Address 2930 Southview Boulevard