OVERVIEW

　　Directors in the Compliance Risk Management Organization support the Chief Compliance Officer and the risk management infrastructure by overseeing and directing compliance risk management activities throughout the bank for their assigned area of responsibility (i.e., Enterprise, Wealth Management, Institutional Client Services, Consumer, Business, Commercial, and Private Banking, Responsible Banking, Governance, and Testing). Each Director will provide leadership, consultation, and guidance to senior and executive leaders across the enterprise with respect to broad and emerging regulatory compliance issues and their impact to the bank’s business model, strategy and potential transactions and events with a specific focus on the application of regulatory rules. Directors will also manage overall compliance risk strategy and subsequent execution of the workflow and performance of multiple personnel to ensure processes are completed in an accurate and timely manner. Directors will manage and interact with State and Federal Regulatory Agencies and directly interact with senior and executive risk management committees, lines of business, and support organizations such as Internal Audit and Legal on an ongoing and regular basis to ensure the bank is operating within the Board-mandated compliance risk tolerance on behalf of their respective risk portfolio.

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　　PRIMARY RESPONSIBILITIES

　　Lead a team of 20+ Compliance Program and subject matter experts; report into the Chief Compliance Officer.

　　Provide guidance, assess, and report on emerging risks and regulatory analysis to M&T Bank Board of Directors, Management Risk Committee, and Examiners.

　　Provide strategic leadership on behalf of Compliance Risk Management for the Company’s Compliance Risk initiatives.

　　Maintain and develop in others an understanding of complex compliance and regulatory requirements applicable to the banking industry. Effectively communicate applicable requirements to cross-functional partners throughout the organization (i.e., lines of business, finance, technology, customer experience, etc.)

　　Lead the development and presentation of regulatory issues highlighting new/emerging risks and other strategic compliance initiatives.

　　As subject matter expert, proactively engage other key stakeholders to ensure comprehensive risk profile is provided to senior and executive management.

　　Establish, maintain and leverage relationships with other functional areas (lines of business, first line risk, product, marketing, sales, legal, HR, and Internal Audit) to direct activities to promote an effective and synchronized approach to compliance risk management.

　　Manage and conduct due diligence processes associated with mergers and acquisitions including: supporting product/service mapping exercises, identifying risk identification and remediation plans, and conducting business unit assessments.

　　Remain current on the changing regulatory environment to ensure policies, procedures, key initiatives remain compliant and key stakeholders are kept current and leverage understanding of rules and requirements to simplify the legal, regulatory, and risk management requirements that business teams must satisfy and develop strategies to support the efficient implementation of those requirements.

　　Act as internal and external subject matter expert and advise on compliance with laws and regulations for applicable programs, including consulting on the design and implementation of enterprise risk initiatives, key performance indicators, key risk indicators and business changes to provide tactical regulatory/compliance and ensure consistent framework, standards and risk tolerances are followed in accordance with Enterprise Risk and Compliance expectations

　　Proactively identify and communicate deficiencies or gaps with regulatory compliance; provide guidance in the development of alternative solutions or implementation of corrective action.

　　Step in as acting CCO when needed.

　　Identify, measure, and escalate compliance risk issues to the Chief Compliance Officer (CCO), Chief Risk Officer, RCRC, Executives and/or the Lines of Business (LOBs) as necessary.

　　Provide oversight of state, federal, domestic and international regulator relationships and examinations including the Federal Reserve, OCC, SEC, DOL, FINRA, CFPB, States of New York, Delaware, and other states with business activity.

　　Establish strategic priorities for the group, potentially impacting the entire bank, implement the priorities, and ensure ongoing compliance across the bank.

　　Design, implement, maintain and enhance internal controls to mitigate risk on an ongoing basis.

　　Evaluate and advise on new/revised products, technologies, and services from a compliance risk perspective.

　　Manage compliance risk through the due diligence processes associated with mergers and acquisitions.

　　Maintain internal control standards, including timely support for implementation of internal and external audits, examinations, investigations, or supervisory events.

　　Engage other Risk Departments, Internal Audit, Legal and/or Regulatory Affairs regarding interrelated risk issues impacting operational, credit, strategic, reputation, market, liquidity, interest rate and capital risks.

　　Exercise independent authority concerning staffing, performance appraisals, promotions, salary recommendations, performance management and terminations.

　　Understand, adhere and enforce the company’s risk and regulatory policies, standards, and controls in accordance with the Board-approved risk appetite.

　　Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.

　　Actively promote an environment that supports diversity, inclusion and belonging and reflects the M&T Bank brand.

　　Complete other related duties as assigned.

　　SPECIFIC GROUP APPLICABILITY

　　Consumer Protection, Monitoring and First Line Agile Support: Consumer Protection - Fair lending laws and regulation (federal and state); unfair, deceptive and abuse acts and practices (UDAAP), Home Mortgage Disclosure Act, Consent Order UDAAP reviews. Monitoring – Complaint Management, Vendor Risk Management, Marketing and Incentive Compensation Reviews. Agile and Product – Direct enterprise wide support to First Line Agile Products and Services.

　　Wealth Management: Fiduciary laws and regulation (federal and state); SEC rules such as Investment Advisors Act of 1940, FINRA rules, MSRB rules, Volcker, Inter-agency rules such as NDIP and Reg R

　　Institutional Client Services:  ERISA laws, OCC regulations, Fiduciary laws and regulations (federal and state), International laws applicable foreign branches and capital markets.

　　Consumer & Business Practices, Enterprise, and Governance:  C&BP - Deposit and lending laws and regulations at the federal and state level (B, D, E, H, X, Z, V, DD, etc.) and regulatory guidance (AMPTA, Subprime guidance, etc.). Enterprise - Laws and rules that apply across the enterprise, such as privacy rules, FCRA, TCPA, Reg W, the Volcker Rule, Reg O, State Privacy rules/requirements, International law, etc. Governance - Issues management, examination management, reporting, risk assessment, quality control and assurance, budgeting, compliance examination management, technology solutions

　　Testing and Professional Practices: All CRM testing functions as well as enterprise testing support to other departments, such as Operational Risk and Legal. State Law testing and full population testing through systems analysis. Supports Commercial, Consumer, Technology, Human Resources, Mortgage, Risk, Retail, Product, Legal and Audit. Also tests for Wealth, Institutional and BSA/AML Compliance. Maintains the Professional Practices Program to ensure CRM adheres to internal policies, procedures and quality standards. Acts entirely independent from all other CRM functions to ensure effective challenge.

　　SCOPE OF RESPONSIBILITIES

　　The position works under minimal supervision of the Chief Compliance Officer and is required to exercise independent judgment, discretion, and decision-making. This will include decision-making in lieu of the Chief Compliance Officer.

　　This position has substantial contact with internal departments and positions within M&T Bank Corporation and its subsidiaries, including members of senior and executive management, as well as some interaction with members of the Board.

　　This position is required to establish and maintain ongoing and effective working relationships with external contacts including, but not limited to, regulators, attorneys, vendors, and peers at other institutions.

　　SUPERVISORY AND MANAGERIAL RESPONSIBILITIES

　　Direct supervision of 5-6 compliance managers; indirectly manage 30-50+ employees

　　EDUCATION AND EXPERIENCE REQUIRED

　　Bachelor’s degree with a minimum of 13 years’ experience in a banking/compliance or other relevant field, OR, in lieu of a degree, a combined minimum 17 years’ advanced education and/or equivalent work experience including 12 years’ experience in a banking/compliance or other relevant field in related subject matter function with a mastery of regulatory compliance or regulatory compliance support functions (such as governance, testing, examination management, or issues management).

　　Minimum of 6 years’ managerial experience.

　　Mastery of understanding, interpreting and applying laws, rules, regulations, guidance and common law principles to practices within business units and lead or assist in the development or refinement of the control environment to bring the line of business within the risk tolerance of the Bank.

　　Ability to effectively communicate verbally and in writing with all levels of management across the bank

　　Strong interpersonal skills, ability to communicate in an articulate and professional manner to a diverse audience.

　　Demonstrated knowledge of financial principles and regulatory & compliance issues related to the banking industry.

　　Advanced knowledge and expertise regarding banking regulatory compliance examinations.

　　Ability to coordinate and work collaboratively with internal and external contacts on a daily basis

　　Must be able to exercise independent judgment and sound discretion and understand when formal legal interpretive advice is needed

　　Executive leadership presentation and reporting experience

　　Ability to critically evaluate compliance risk to determine if controls adequately adhere to the bank’s risk tolerance

　　Strong managerial experience

　　May require regulatory certifications or licenses, such as FINRA licenses, or CRCM designations

　　EDUCATION AND EXPERIENCE REQUIRED

　　Advanced degree, law degree, Auditing certification

　　Ability to identify efforts that will improve organizational efficiency

　　Thorough knowledge of organizations, operations, systems, and practices within subject matter business units

　　Effective project management skills

　　Proficient in software utilized by the department, including Archer and Share-point

　　Knowledge of bank-wide policies and procedures in responsible area

　　Location

　　Clanton, Alabama, United States of America

　　M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.