Job responsibilities
You will provide expert customer service by maintaining contact with existing mortgage
customers, following up regularly throughout the process, exploring opportunities and future
needs, verifying value and satisfaction, asking for referrals, and solidifying the customer
relationship with Chase.
As the single point of contact through the process, you will be adept at listening to and
addressing customer concerns and reservations, explaining financial terms and requirements,
coordinating with partners and stakeholders, troubleshooting and tackling obstacles, and
tracking progress from application through closing.
You will be knowledgeable about Chase products, their advantages, and characteristics, as
well as local housing assistance programs and grants to assist customers in qualifying for
down payment and closing cost assistance.
You will produce high quality loans by gathering all the information required while ensuring
compliance with current lending guidelines and Chase policies to manage risks and customer
expectations.
You will establish trust, loyalty, and satisfaction by partnering with customers to identify and
recommend the best product solution for each customer through your understanding of
customer's needs and interests, working together to solve problems.
You will identify the best product solution for each customer by asking the customer
questions about needs and interests while following up on statuses to ensure deadlines are
met and issues are escalated when needed.
You will continue to build long-term relationships by identifying and continually engaging
with pipeline of customers "not yet ready" for homeownership through the education and
counseling process until ready to apply.
Required qualifications, capabilities, and skills
A Bachelor's degree or equivalent work experience in sales and/or real estate required.
Five years of proven mortgage sales experience required including strong product, credit,
and mortgage process knowledge and an understanding of Federal Housing Administration
(FHA), Veterans Administration (VA), Federal National Mortgage Association (FNMA), and
Federal Home Loan Mortgage Corporation (FHLMC) guidelines Unique Requirements, and
low-down payment products. (Regional Management approval required for internal Home
Lending Advisors who have been in their position for less than one year.).
Knowledge of real estate market in local area and the ability to build new external referral
sources and networks (e.g., realtors, nonprofits, community groups, civic/professional
organizations required).
Track record of customer satisfaction as demonstrated in customer satisfaction scores and
customer comments.
Your superior written and verbal communication skills will be used preparing and presenting
in your community outreach when providing homeowner education and demonstrating
knowledge while working with community-based nonprofits, community groups, consumer
advocacy groups, and civic/professional groups.
Intermediate PC skills in a Windows environment required.
This position is subject to the Dodd Frank/Truth in Lending Act qualification requirements for Loan
Originators. As such, an employment offer for this position is contingent on JPMC's review of your
criminal conviction history, credit report, information available through NMLS, and any other
information relevant to a determination by JPMC that you demonstrate financial responsibility, good
character, and general fitness for the position. Note that any felony conviction within the last seven
years will disqualify you from consideration for this position. Your continued employment in this
position would be contingent upon compliance with Truth in Lending Act/Dodd Frank Loan
Originator requirements.
In addition, this position requires National Mortgage Licensing System and Registry (NMLS)
registration under the SAFE Act of 2008. As such, upon active employment with JPMorgan Chase,
you will be required to either register on NMLS, or to update your existing registration as necessary
to grant access to and reflect your employment with JPMorgan Chase. Your continued employment
in this position with JPMorgan Chase is contingent upon compliance with the SAFE Act, including
successful registration immediately after your start date, and timely completion of annual renewal
and required updates thereafter.
Any information obtained during the registration, update, and renewal processes or through NMLS
notifications may impact your employment with the firm. Any of the completed information you
provide during the Chase on-line application process may be transferred, on your behalf, to NMLS by
JPMorgan Chase. Please carefully review the information you provide to Chase for accuracy and
consistency and with any current NMLS record, if applicable, before submitting. Further information
about NMLS and registration requirements of registration can be found
at: http://mortgage.nationwidelicensingsystem.org/SAFE/Pages/default.aspx.
EEO Statement
JPMorgan Chase is an equal opportunity and affirmative action employer Disability/Veteran
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, discretionary incentive compensation which may be awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans