Description With history dating back to 1856, American National Bank is one of the largest privately owned banks in the region with locations in Nebraska, Iowa and Minnesota. We believe in doing. By joining forces with local businesses, charitable organizations and our team members, we are proud to be part of the momentum that keeps the community around us building and growing. Together we can be the catalyst for making great things happen. Join our company to be a part of this inspirational movement and learn how we can grow your career. Together, we can do more for your future... At American National Bank, we provide our team members with comprehensive benefits to do more for you and your family. We offer: Competitive base compensation with additional performance-based annual earning potential Career growth potential built into every role 401(k) Investment Plan with up to 4% match by ANB with immediate vesting and profit sharing* No cost Life Insurance with benefit 2x base salary (subject to cap), with ability to purchase additional coverage Paid Time Off, Paid Holidays and Paid Volunteer Time Medical Insurance with signification premium contribution by ANB, with Wellness Plan Support* Dental Insurance with significant premium contribution by ANB* Additional Insurance options to meet personal needs: Vision, Pet Care, Critical Illness, Accident, Income, and Identity Theft Protection* Tuition Reimbursement* Gym Membership Reimbursement* Discounts on Banking and Financial needs *Eligibility Criteria Apply Job Summary The Commercial Loan Quality Control Specialist will review all new and renewal loans post boarding and funding, for approval, completeness and accuracy including but not limited to CRE, C&I, Participation, Syndication and Small Business. Performs a wide variety of tasks related to quality control servicing of commercial loans according to established policies, procedures and regulatory guidelines thus ensuring overall quality and integrity of the Bank's Commercial Loan portfolio. Activities require knowledge of credit approvals, loan documentation and loan systems. Essential Job Duties & Responsibilities Responsible for understanding highly complex commercial loan products and documentation which can include receipt of loan application through preparation of closing loan documents, funding and boarding on core system. Performs the quality control function at the loan level for new loans and the maintenance on loan modifications/renewals. Ensuring they are properly translated into the Core system according to the loan documentation and approval. Review daily reports to ensure loan maintenance are accurate and conformance to Bank policy and procedures. Review daily, weekly, and monthly exception reports and coordinates the corrections if needed. Review exceptions from 3rd party vendors and monitors for corrections (ex: iLien). Review of HMDA reportable commercial loans. Accurate processing of loan documents for while maintaining compliance with all applicable regulations (RESPA, REG Z, TRID, HOEPA, HPML, FLOOD, FACTA, REG B, HMDA, Fair Credit, etc.) Interact with clients, external centers of influence, and other support areas of the Bank via telephone, email, and in person to provide superior service. Handle routine inquires and client service issue promptly Continual mindfulness of process improvement opportunities Perform other duties and assist with special projects for the bank as assigned. Experience, Education & Training Requirements Experience Needed: 5+ years of commercial servicing, operations, or similar banking background Knowledge and understanding of C&I / commercial real estate loan documentation and structure. Knowledge and understanding of legal language included in Commercial Loan Agreements, Notes, Guaranty Agreements, and Entity documents including entity structure. LaserPro and Jack Henry experience preferred SBA knowledge preferred Education, Licensure & Certification Needed: High School Diploma or its equivalent is required. Post-secondary education preferred. Skills & Abilities Needed: Ability to multi-task and be flexible. Basic mastery and commitment to the continuous development of personal performance around the job-specific and competencies necessary for this role. The ability to effectively work both independently as a contributor and collaboratively in a team is required. Excellent communication (oral and written); the ability to communicate in a courteous and professional manner. Basic computer skills with the ability to learn the core banking system and maintain working knowledge of MS Office. Strong attention to detail and highly organized while focusing on work quality. Ability to establish priorities and meet deadlines. Knowledge of bank products and services. Knowledge of bank organizational structure, policies, and operating procedures. Desire to provide excellent client service with a consultative approach. Strong ability to maintain confidentiality. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c) EO/AA: American National Corporation (including all affiliates) ( ANC ) is an Equal Opportunity/Affirmative Action (EO/AA) employer. ANC considers applicants for all positions, and employees are treated equally during employment, without regard to race, color, religion, gender, national origin, age, disability, marital status, protected veteran status or any other prohibited basis of discrimination, as provided under applicable state and federal law. Federal and state law obligates us to provide reasonable accommodation to the known disabilities of applicants and employees, unless to do so would pose an undue hardship. Please let us know if you need an accommodation to complete the application process or to perform any essential elements of the position you are applying for. You may do so by contacting the Human Resources Employment Department at [email protected].