Reference #: a265797d-3bba-4376-bb04-2c80356f9983Description

　　ESSENTIAL DUTIES and RESPONSIBILITIES include, but are not limited to the following:Sell business products and services to commercial customers and prospects as opportunities occur or required by management, typically through personal calling efforts or internal/external referralsAnalyze credit worthiness of commercial borrowers and make recommendations for extending creditDevelop sales proposals, coordinate preparation of commitment letters, and make sales presentations to clients and prospects.Promote and cross-sell other Bank services to existing and prospective clientsOversee preparation of legal documents for loan closingsMonitor risk in loan portfolio and take appropriate action to indemnify and minimize credit risk. Effectively manage collateral and documentation exceptionsMaintain portfolio delinquency at levels acceptable to managementInteract with operational and technical areas to resolve problemsBe active in community/civic/professional organizations that promote the bank and engender networking opportunitiesAdhere to all appropriate service standardsComplete all mandatory and elective training, including BSA (Bank Secrecy Act) and Anti-Money laundering procedures. Maintain compliance with all appropriate rules and regulations.Regular, predictable attendance is an essential requirement of this positionEDUCATION and/or EXPERIENCE:Bachelor degree in Business Administration or FinanceMinimum of three (3) years experience as a commercial lenderKnowledge of Word, Excel, Internet navigation/research, and Outlook is expectedAbility to clearly and effectively communicate both verbally and in writingFrequent travel will be required using reliable personal transportationQualifications

　　EducationBachelors of Business Administration (required)

　　SkillsCommercial Lending (required)

　　Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

　　The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

　　Farmers National Banc Corp. is an Equal Opportunity Employer: disability/veteran