Do you want your voice heard and your actions to count?

　　Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 7th largest financial group in the world. Across the globe, we’re 160,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

　　With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

　　Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

　　About the role:

　　In your role as an Analyst you will play a key role in the national Credit & Portfolio Management team (C&P) which sits within Global Corporate & Investment Banking (GCIB), supporting the origination and management of new and existing corporate and institutional customers in Australia.

　　The focus industries for this role will be within the Resources, Energy, Utilities and Infrastructure sectors. These sectors are dynamic and crucial to the ever changing landscape of Australia’s economy.

　　The broader C&P team plays an important role in achieving the Bank’s risk & return targets through conducting annual credit reviews and credit monitoring in accordance with the Bank’s internal procedures and delivering on a number of strategic and balance sheet focused tasks and assessments.

　　This role is an integral part of this function through the successful completion of a range of day to day tasks, including: the management of customer credit & portfolio related requests, periodic review of customer credit and risk profiles, supporting the Relationship Managers and Portfolio Leads on the credit approval process of new transactions (incorporating deal structuring, preparing credit submissions, historical and forward looking financial and industry analysis etc.), the preparation of client presentations and customer account plans and managing compliance with internal processes and policies as well as other ad hoc support for Relationship Managers and the Head of C&P.

　　What you’ll be doing:

　　The Analyst will be responsible for supporting credit analysis across a portfolio of clients with a focus on credit quality monitoring and the achievement of the Bank’s risk / return targets through:

　　Account Management:

　　Conducting annual credit reviews and internal rating reviews

　　Financial analysis and modelling

　　Covenant compliance monitoring

　　Supporting refinancing and other revenue initiatives across the portfolio

　　Coordinating within the MUFG network

　　Client interactions on tasks required for on-boarding and account management

　　Any other required tasks in accordance with the Bank’s policies and procedures and required to support the broader business

　　Portfolio Management:

　　Support the C&P team in the management of the wider portfolio, including a focus on sector risk / return and other strategic review processesWhat we are looking for:

　　2+ years’ experience in a major domestic or international bank or chartered accounting firm

　　Candidates from credit rating agencies, investment banks, investment management firms clearly also have relevant skills and are likely to be considered

　　Alternatively, we would be open to a candidate with skills and background within the relevant industries of Energy, Utilities and Infrastructure

　　Undergraduate Business / Commerce / Law Degree from a leading university is essential

　　Masters of Finance, MBA or CFA will be considered favourably

　　Proficiency in the full suite of core Microsoft products, and will be strong in financial modelling

　　Possess an understanding of financial and economic markets

　　Experience in: (a) credit writing; (b) financial analysis and modelling; and (c) legal documentation and debt structuring

　　Be able to engage in independent research & analysis of customers and markets and apply critical thinking and a high level of attention to detail

　　The ability to communicate clearly both in writing and verbally

　　Has strong interpersonal and presentations skills

　　Is a team player

　　Is a self-starter who applies initiative and has drive and enthusiasm

　　Has an analytical mindset and problem solving skills

　　Has the ability to work independently and prioritise a number of tasks across various work streams and alongside a number of stakeholders

　　Our culture:

　　MUFG fosters a highly professional, supportive work environment that enables our employees to help maximize our customers' prosperity. We focus on building long-term customer relationships and giving back to our communities in order to develop shared and sustainable growth for a better world.

　　MUFG Bank Ltd & MUFG Securities Asia Limited (collectively referred to as “MUFG”) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender.

　　At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!

　　Our Culture Principles

　　Client Centric

　　People Focused

　　Listen Up. Speak Up.

　　Innovate & Simplify

　　Own & Execute