Job Title:VP - Affordable Housing and Multifamily Real Estate UnderwritingSupervisor

　　Location:CityScape

　　What you'll do:Responsible for providing financial, credit, and trendanalysis for the delivery of the Banks credit products and services to clientsand prospects. Oversees the supervision of the multi-family underwriting team.Keeps apprised of industry trends as well as political and regulatory issuesto determine their impact on specific industries or clients. Actsindependently from the business development teams to structure, evaluate andunderwrite credit requests. Provides leadership, training, and supervisionand delegates day to day operations to the appropriate underwriting teammembers. Responsible for attaining established Bank and divisional financialgoals, balance sheet limits and portfolio reporting. Performs all duties inaccordance with the Bank's policies and procedures, all U.S. state andfederal laws and regulations, wherein the Bank operates.

　　What we are looking for:

　　This role will train, teach and develop staff. Actively manages, coach,and counsels individuals to improve their understanding of underwritingresponsibilities and the significance of underwriting and risk management.

　　Evaluates complex credit requests.

　　Reviews credit analysis of new and existing credit requests and preparesfinancial analyses of tax returns (personal and business), auditedfinancial statements and budgets,

　　Analyzes financial statements and financial projections and is well versed inmodeling a sensitivity and break-even projection analysis.

　　Independently underwrites new credits and/or changes to existing credits andmanages appropriate loan covenants to provide early triggers to detectdeterioration of the credit.

　　Plays key role in working with business development officers to obtaininformation needed to underwrite the credit requests.

　　Frequently will join business development officers on client calls and visitsto discuss new credit requests.

　　Takes lead and reviews work completed by underwriting team and providesfeedback and guidance.Ensures compliance with all applicable regulations,policies and procedures. Keeps up with changes to banking regulation andcompletes bank training courses on-line.

　　Performs independent analysis of appraisal, environmental reports, andother third-party reports including collateral audits.

　　Assigns risk rating on new loan requests according to Bank policy.

　　Responsible for reviewing the calculations for spreads and due diligencedocumentation once completed by credit analysts.

　　Reviews and contributes to semi-annual portfolio review prepared by theteam's Portfolio Manager.

　　Qualifications

　　Master's degree preferred and 7 + years of related work experience; orequivalent combination of education and experience and 4 years of managementexperience.

　　Experience with underwriting and credit analysis of multifamily real estatedebt.

　　Advanced knowledge of financial accounting, including guarantors as well asproperty level financials.

　　Knowledge in CRE lending, specifically, cash flow and collateral analysisas well as loan structuring.

　　Financial analysis experience for corporate and individual's financialstatements as well as tax returns.

　　Excellent communication and inter-personal skills.

　　Ability to clearly and succinctly express complex financial concepts bothverbally and in writing.

　　Superior expertise in managing multiple project-oriented tasks and strongattention to detail.

　　Ability to work independently while being team oriented.

　　Excellent problem resolution and organizational skills.

　　Must possess a high level of motivation, initiative and leadership skills.

　　Proven strategic thinking, communication, time management, negotiationand presentation skills.Ability to lead and train lower-level staff.

　　Compensation: Salary range for new hires is generally $135,000.00 -$150,000 00 for Los Angeles, CA. Salary range for new hires isgenerally... For full info follow application link.

　　Western Alliance Bancorporation is committed to equal employment and willconsider all qualified applicants without regard to race, sex, color,