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Sr. Analyst, Credit Strategy & Analysis - Hybrid
Sr. Analyst, Credit Strategy & Analysis - Hybrid-December 2024
Kennesaw
Dec 20, 2025
ABOUT CARMAX
CarMax makes the process of buying and researching quality used cars simple, enjoyable, and stress-free—with a focus on honesty, integrity, and customer satisfaction.
10,000+ employees
Consumer Goods & Services, Technology
VIEW COMPANY PROFILE >>
About Sr. Analyst, Credit Strategy & Analysis - Hybrid

  9002 - Carmax Auto Finance - 225 Chastain Meadows Ct NW, Kennesaw, Georgia, 30144

  CarMax, the way your career should be!

  About this job

  Each year, CarMax Auto Finance (CAF) helps CarMax customers with vehicle financing and optional protection products. We strive for a simple and seamless experience by offering fast, on-site financing, competitive terms, and convenient payment methods. CarMax Auto Finance (CAF) is seeking a Senior Analyst of Credit Risk to be a part of our growing organization. The Senior Analyst of Strategy is responsible for providing analytical support for the effective management and growth of CAF’s portfolio, including voluntary protection products, originations and portfolio management functions. The Senior Analyst must develop and maintain an understanding of key business metrics and be willing and able to drive change as the business evolves. The role provides the opportunity to understand, communicate, and influence CAF objectives and processes to the larger CarMax organization.

  What you will do

  Leverage data to develop a deep understanding of CAF’s business operations and growth strategies. This may include analytical work within any of the following teams: credit originations, pricing, forecasting/modeling, product management, and servicing analytics

  Use database tools/software to extract key data, analyze trends, model predictive analytics and identify targeted areas for innovation and testing using a combination of statistical and database tools focus on the more complex areas of the business

  Demonstrate strong teamwork by partnering effectively with others to meet common objectives; Be able to lead cross-functional projects within the CAF organization

  Review and analyze existing business strategies and be prepared to recommend and implement new processes or strategies based upon the data/analysis

  Produce reports and analysis for monthly portfolio performance tracking and evaluation

  Coach and train more junior analysts

  .

  Purpose of the role

  Our company’s success is motivated by our customer-centric, data-informed approach to problem solving, with an unparalleled focus on a company culture that supports our associates and our community. This role will have a direct hand in this effort by leveraging your creative, analytical abilities to innovate and develop strategies that position CarMax Auto Finance ahead of the industry curve. It takes a tenacious enthusiasm for problem-solving combined with an inherent passion for doing what’s right, to balance the needs of the business and our customers in these endeavors. You will be entrusted to work independently, in an environment that is collaborative, fast-paced, and teamwork-centric. A candidate will use advanced analytics to provide business insights to business leaders with similar or different business backgrounds through effective communications both verbally and thru presentations. This Associate must be passionate about using data to drive business decisions, have experience working within an analytical team, and have the ability to coach and guide more junior analysts.

  Qualifications and Requirements

  Degree in an analytical major (Mathematics, Finance, Economics, Engineering, etc.) with evidence of academic achievement required

  2 – 3 years of experience in an analytical or strategic role or a combination of work experience and an advanced degree

  Strong technical ability to access, manipulate, and interpret data

  Ability to understand complex business problems and design effective solutions

  Proficiency with computers, general software, Excel and PowerPoint are required

  Proficiency with database systems and/or software packages (ex: SAS, SQL)

  Work Location and Arrangement: This role will be based out of the Kennesaw, GA Office and has a Hybrid work arrangement in office 2 days a week

  About CarMax

  CarMax disrupted the auto industry by delivering the honest, transparent and high-integrity experience customers want and deserve. This innovative thinking around the way cars are bought and sold has helped us become the nation’s largest retailer of used cars, with over 200 locations nationwide.

  Our amazing team of more than 25,000 associates work together to deliver iconic customer experiences. Along the way, we help every associate grow their career and achieve their best, at work and in their community. We are recognized for our commitment to training and diversity and are one of the FORTUNE 100 Best Companies to Work For®.

  CarMax is an equal opportunity employer, and all qualified candidates will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, genetic information, national origin, protected veteran status, disability status, or any other characteristic protected by law.

  Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.

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