Description

Job Posting: Senior Credit Analyst – Community Bank (Twin Cities)

Join a growing, multi-branch Community Bank in the Twin Cities as a Senior Credit Analyst! In this role, you will play a key part in assessing borrowers' creditworthiness through comprehensive underwriting and credit analysis. You'll contribute to risk evaluations, financial statement analyses, and loan administration, as well as work closely with relationship managers and the Chief Credit Officer. This is a fantastic opportunity to make a meaningful impact at a dynamic financial institution.

Key Responsibilities

Prepare detailed and concise credit approval presentations and annual reviews.

Analyze interim and year-end financial statements, personal financial statements, and tax returns.

Collaborate with relationship managers to ensure timely completion of financial spreads.

Assist with month-end reporting, credit workouts, and problem loan reports.

Participate in the Appraisal Committee by ordering and reviewing appraisals and conducting internal real estate evaluations.

Perform other relevant duties as assigned.

Preferred Qualifications

Bachelor’s degree or equivalent experience in the financial analysis field (4–10 years related experience preferred).

At least 3+ years as a credit analyst, with formal training in credit/cash flow analysis ideal.

Proficiency in financial analysis software and Microsoft Word and Excel.

Strong verbal/written communication skills and the ability to handle sensitive financial data with confidentiality.

Excellent analytical abilities.

If you’re a finance professional ready to elevate your career in a fast-paced environment, we'd love to hear from you!

Contact: Douglas Rickart at 612-249-0330 or connect with him on LinkedIn. Alternatively, click the application link to apply today.

Requirements

• Applicant must have a minimum of 3 years commercial banking credit analysis experience.

• Proficiency in Banking Credit Analysis is a mandatory requirement for this role.

• The ideal candidate will possess strong skills in Credit Analysis.

• Experience in Commercial Banking is highly desirable.

• Knowledge of Commercial Lending practices is essential.

• A background in Commercial Real Estate will be advantageous.

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