SBA Portfolio Manager

　　Commercial Banking

　　Lake Oswego,Oregon

　　Portland,Oregon

　　Roseburg,Oregon

　　Spokane,Washington

　　San Diego,California

　　Description

　　About Us:

　　Umpqua Bank is a publicly traded financial holdings company, headquartered in the Pacific Northwest with 6,000+ employees, which offers banking services to customers throughout the nation. It’s an especially exciting time to join our team as, following the recent merger with Columbia Bank, we have grown to become a leading western-based regional bank with more than $50B in assets under management and an unwavering commitment to our associates, our customers, and our communities.

　　We create a great place to work by offering a special brand of relationship banking and by providing a culture where associates thrive. Associates who embody our core values fit in well here and we are eager to meet candidates who demonstrate behaviors that align with Trust, Ownership, Growth, Empathy, Teamwork, Heart, Enjoyment, and Relationships.

　　About the Role :

　　In this role you are responsible for the management of the SBA loan portfolio including government guaranteed and conventional loans. Conduct in-depth analysis of risk associated with the financial condition of existing and prospective customers to recommend changes in the loan reporting of any given customer.

　　Provides financial analysis for all types of credits.

　　Prepares written Loan Status Reports, CARE forms, credit analyses, industry peer comparisons, cash flow analysis and updates written industry studies.

　　Manages, reviews and monitors, through a tickler system, past due loans, loan maturities, and follows for updated financial information. Researches institution and industry issues.

　　Handles technical, often difficult loan functions. Reviews and monitors commercial and/or real estate loan documents for accuracy, completeness and adherence to approval conditions.

　　Follows up with customers to obtain all necessary information and clarification on financial analysis materials and resources.

　　May work with attorneys and other financial or legal resources to obtain correct and accurate documents to fully protect the financial institution’s interests in the credit relationship.

　　Resolves and/or restructures problem commercial loans and manages them through to appropriate grading.

　　Other responsibilities as assigned.

　　Demonstrate compliance with all bank regulations that apply to your position and keep up to date on regulation changes.

　　Maintain working knowledge of our policies and procedures regarding the Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations that apply to your position.

　　About You:

　　Bachelor’s Degree or equivalent experience in Commercial or SBA Lending

　　4-7 years of experience in Commercial or SBA Lending.Required

　　4-7 years of credit analysis or loan review. Required

　　Advanced Underwriting skills

　　Extensive knowledge of government guaranteed products, processes, and procedures.

　　Advanced understanding of credit policy and procedures

　　Advanced verbal. written and interpersonal skills.

　　Strong analytical and problem-solving skills and ability to exercise sound business judgment.

　　Strong relationship management skills with ability to work on multiple competing priorities in a fast-paced environment.

　　Individuals and entities suspended, debarred, revoked, or otherwise excluded under the SBA or Government-wide-debarment regulations are not permitted to conduct business with SBA, including participating in an SBA –guaranteed loan.Umpqua Bank is responsible for consulting the System for Awards Management’s (SAM) Excluded Parties List System (EPLS) or any successor system to determine if an employee or an Agent has been debarred, suspended, or otherwise excluded by SBA or other federal agency.

　　Work Style:

　　Umpqua Bank offers a Flexible Workplace Program, and this opportunity comes with the Flex Office work style which is working in office from a designated company location three days weekly with flexibility to work remotely up to two days weekly.

　　Our Benefits:

　　We offer a competitive total rewards package including base wages and comprehensive benefits. The pay range for this role is $64,947.00 - $120,615.00, and the pay rate for the selected candidate is dependent upon a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The role may be eligible for performance-based incentive compensation and those details will be provided during the recruitment process.

　　We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans), a 401(k)-retirement savings plan with employer match for qualifying associate contributions, an employee assistance program, life insurance, disability insurance, tuition assistance, mental health resources, identity theft protection, legal support, auto and home insurance, pet insurance, access to an online discount marketplace, and paid vacation, sick days, volunteer days, and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly.

　　Our Commitment to Diversity:

　　Umpqua Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics. If you require an accommodation to complete the application or interview(s), please let us know by email: [email protected]

　　To Staffing and Recruiting Agencies:

　　Our posted job opportunities are only intended for individuals seeking employment at Umpqua Bank. Umpqua Bank does not accept unsolicited resumes or applications from agencies and Umpqua Bank will not be responsible for any fees related to unsolicited resume submissions. Staffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Umpqua Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team.