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Risk Management - Strategic Analytics - Associate
Risk Management - Strategic Analytics - Associate-February 2024
Wilmington
Feb 10, 2026
About Risk Management - Strategic Analytics - Associate

  As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

  Chase Consumer & Community Banking serves nearly 80 million consumers and 4 million small businesses with a broad range of financial services, including personal banking, small business banking and lending, mortgages, credit cards, payments, auto finance and investment advice. Risk management in Card is a critical functional to control the risk and contribute to revenue generation.

  As part of the Card Collections Strategy team, the Associate is responsible for end to end pre charge off collections strategy performance monitoring and strategy optimization . This role requires strong thought leadership, analytical skills, collaboration, and attention to detail in order to effectively drive loss mitigation in collections

  Job Responsibilities:

  Candidate will have oversight of eligibility rules, strategy segmentations, and optimization.

  Candidate will partner with multiple business functions to ensure strategy is implemented accurately.

  Develop and apply mathematical or statistical techniques to collect, organize and interpret data from multiple sources; develop best in class risk strategies

  Candidate should be able to use advanced analytical techniques to build strategy segmentation including Clustering and Decision Trees. You will have ability to influence strategies

  Develop and maintain reporting on strategy performance in a Test vs. Control environment. Follow a disciplined approach to ensure recommendations taken to Senior Management result in correct decisions

  Develop and communicate creative solutions to business unit management in effective manner

  Conduct financial analysis to estimate benefits and costs and develop detailed business plans for proposed projects.

  Monitor emerging trends in collections treatment and technology across the industry

  Assure regulatory and policy compliance through a system of effective controls, identifying, testing, and validating control effectiveness and delivering accurate audit work papers when required

  Work with operations partners and leaders to ensure any new developments will be deliverable and executable in an Operations environment.

  Required qualifications, capabilities, and skills:

  A Bachelor's degree in a quantitative discipline (Finance/Statistics/Economics/Mathematics/Operations Research) or equivalent work/training is required. Master's degree preferred

  2+ years of risk management or financial services experience, preferably in strategy development

  Strong P&L knowledge and understanding of profit drivers

  Excellent oral and written communication skills

  Ability to develop common-sense solutions to complex business challenges

  Ability to logically structure analyses using strong analytical, interpretive, and problem-solving skills

  Ability to translate complex analysis into concise presentations with sound business conclusions

  Strong knowledge of SAS and SQL.

  Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

  We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, discretionary incentive compensation which may be awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

  We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

  Equal Opportunity Employer/Disability/Veterans

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