Overview:

　　Identifies customers' needs through the bank’s retail sales process to provide proactive basic sales solutions through customer outreach for basic customer needs and/or refer complex customer needs to the appropriate team member/partner. Specializes in our branch customer experience through lobby management, servicing and sales interactions for retail and business customers.

　　Primary Responsibilities:

　　Play key role in Relationship Management (customer assessments, profiling for sales opportunities, account opening and lead-focused outbound calling), Sales Process (profile/pre-call planning, outreach, appointment preparation, interaction/appointment, follow-up) and Risk Management (audit requirements, fraud prevention, Know Your Customer (KYC) and customer information profile (CIP)).

　　Complete basic research on customer profiles in order to assess potential ways to add value to clients banking relationship and transition to needs to based discussion on financial goals

　　Identify financial needs of customers and present all appropriate product and service options by working cooperatively with appropriate internal business partners.

　　Proactively reach out to clients to via e-mail or phone to follow up and educate on value added products/services to address needs of clients

　　Onboard new customers through customer outreach (regardless of available channel, and individual who opened account)

　　Establish trust with existing clients through proactive outreach regularly

　　Schedule preset appointments for the following week and hold appointments each week

　　Adequately prepares for scheduled appointment before customer meeting (prepare for sales interactions with pre-call plan)

　　Perform customer servicing interactions.

　　Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.

　　Promote an environment that supports diversity and reflects the M&T Bank brand.

　　Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.

　　Complete other related duties as assigned.

　　Responsible for meeting and maintaining registration requirements under the Federal SAFE Act

　　Scope of Responsibilities:

　　The position is the focal point in the branch for sales, service and/or referral opportunities in support of overall branch goals and activity requirements.

　　The position is key driver of customer flow in the branch to support these activities.

　　The position services existing customers and grows the business through identifying sales opportunities with customers.

　　The position must stay current on operational, product, and system changes/enhancements, as well as demonstrate good risk management decisions to assist the branch in managing preventable losses and reduce fraudulent activity.

　　Education and Experience Required:

　　High school diploma or equivalent (GED) and a minimum of 2 years proven retail sales, call center, customer service and/or telesales experience

　　OR

　　A high school diploma or equivalent (GED) and a minimum of 1 year proven proactive sales experience.

　　Strong verbal communication and interpersonal skills

　　Proven ability to demonstrate exceptional customer service

　　Well-organized individual with time management and prioritization skills

　　Demonstrated financial services product knowledge

　　Ability to communicate with tact and diplomacy with internal and external customers

　　Proficient with internet user-level technology

　　Education and Experience Preferred:

　　Associates degree

　　Notary public license

　　Bilingual based on branch needs

　　Physical Requirements:

　　Ability to stand for long periods of time

　　Prolonged use of hands and fingers

　　Ability to lift light to heave objects weighing 5 lbs. to 30lbs

　　Ability to read fine print

　　Ability to interact with customers in an open face-to-face work environment

　　Ability to use fax, telephone system, copier and other communication tools

　　M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $21.54 - $35.90 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

　　Location

　　Lexington, Massachusetts, United States of America

　　M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.