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Premium Auditor
Premium Auditor-March 2024
Trenton
Mar 28, 2026
About Premium Auditor

  Our Commercial Lines department is seeking a Premium Auditor with strong organizational and time management skills.

  The auditor will be responsible for performing audits of Commercial Lines policies in accordance with company, industry and government rules and regulations in order to establish appropriate classifications, exposures and basis of premium for each insured.

  This position will require travel in Northern NJ and will spend a majority of time in the field.

  Job Responsibilities:

  Conducting Premium Audits on Commercial Lines polices within their assigned geographic area (Northern NJ).

  Performing a thorough review of the policyholder’s records to identify the insured’s exposures to the coverage provided.

  Contacting the policyholder to schedule the audit and traveling to the audit site.

  Verifying employer classes, claimant information, tax identification numbers, and payroll for the audit period, as well as other appropriate information required to ensure a complete and thorough audit.

  Documenting and processing the audit to explain deviations when compared to prior audit results and changes in the insured’s exposures within established guidelines.

  Interacting and building rapport with the policyholder.

  Collaborate with Underwriting, Loss Prevention, Workers’ Compensation Claims, Special Investigations Unit to ensure policyholders and department management are aware of and understand audit variances.

  Required Experience and Skills:

  A Bachelor’s degree in Business Administration, Accounting or Finance is preferred.

  Knowledge of Accounting principles

  Knowledge of Workers Compensation, General Liability and/or premium audit procedures

  Knowledge of Microsoft Word, Excel and Outlook is required.

  Strong verbal, listening and written communication skills.

  Must be able to work independently and as a team.

  Analytical decision making capabilities are required.

  Preferred:

  Insurance Industry Experience

  APA ( Associate in Premium Auditing)

  CIPA ( Certified Insurance Premium Auditor)

  ARM ( Associate in Risk Management )

  CPCU ( Chartered Property and Casualty Underwriter)

  Legal Disclaimer: NJM is proud to be an equal opportunity employer. We are committed to attracting, retaining and promoting a diverse and inclusive workforce that is fully representative of the diversity that exists in the communities in which we do business.

  This isn’t just insurance. It’s NJM. When you join the NJM family, you’ll work with talented people who care about doing the right thing by our policyholders as well as each other. You’ll be part of a financially strong and stable company that has flourished on relationships, integrity, and service for more than a century. NJM is a special place where you can propel your career, help others, and make friends – all at the same time.

  NJM is proud to offer our employees continuous learning options, outstanding benefits, access to wellness programs, and a wide range of opportunities to give back to the communities we are privileged to serve.

  We have been named a Forbes America's Best-in-State Employer for four consecutive years.

  Come join us! It’s time for you to make a difference alongside our remarkable team.

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