Reference #: 2023-02393Primary Office Location:4140 East State Street. Hermitage, Pennsylvania. 16148.

　　Join our team. Make a difference - for us and for your future.Position Title:  Mortgage Delivery AssociateBusiness Unit: Mortgage AdministrationReports to: Supervisor of Mortgage Delivery Operations

　　Position Overview:This position is primarily responsible for reviewing and shipping of loan files within compliance of government regulations, bank, and investor guidelines. Responsible for reviewing all pended loan issues, disseminates requests to personnel for correction and upload corrective actions and documents to the investors to clear the suspense. Activate mortgage insurance and process government insuring for all loans.Will assist with the balancing and reconciling of general ledger and deposit accounts within the mortgage department.

　　Primary Responsibilities:Responsible for final preparation and delivery of all closed mortgage loans.Must execute delivery based on specific investor requirements.Loans must be delivered in order to meet the established delivery dates by the lock expiration date.

　　Manage loan data input using specific investor website to manage the delivery of loans being sold.Establish the assigned loan number, product type and expiration date.Enter required Uniform Loan Delivery Dataset (ULDD) for import in to the investor websites and ensure accuracy.

　　Reviews and uploads pended loan items missing from the original package.Assists in escalating pended loan issue to Supervisor of Mortgage Delivery Operations.

　　Activate primary mortgage insurance and process government insuring for all loans required to meet established timelines related to the submission of loans to the various private mortgage insurance companies and FHA, VA, and USDA for guaranty.Register MERS for both portfolio and salable loans.

　　Serves as preparer for balancing and reconciling of general ledger and deposit account within the Mortgage department.

　　Stays up to date with all agency and investor guidelines.Includes, Fannie Mae, Freddie Mac, HUD, Federal Home Loan Bank and Private Investors. Maintain working knowledge of our loan origination systems as well as any other systems that pertain to the delivery requirements of each investor.

　　Performs other related duties and projects as assigned.

　　All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program.

　　F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines.Compliance with regulatory laws and company procedures is a required component of all position descriptions.

　　Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:High School or GED

　　Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:1

　　Skills Required to Perform the Primary Responsibilities of this Position:Excellent project management skillsExcellent communication skills, both written and verbalExcellent organizational, analytical and interpersonal skillsExcellent customer service skillsAbility to use a personal computer and job-related softwareMS Word - Intermediate LevelMS Excel - Intermediate LevelMS PowerPoint - Basic LevelBA or BS preferred.Thorough understanding of agency and government lending guidelines and processes from origination through sale.

　　Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:N/A

　　Physical Requirements or Work Conditions Beyond Traditional Office Work:N/A

　　It is the policy of F.N.B. Corporation and its affiliates not to discriminate against any employee or applicant for employment because of his or her race, color, religi n, sex, sexual orientation, gender identity, national origin, or because he or she is an individual with a disability or disabled veteran, Armed Forces service metal veteran, recently separated veteran, or active duty wartime or campaign badge veteran. F.N.B. Corporation and its affiliates provide all applicants and employees a discrimination and harassment free workplace.  Please Visit following page for important legal disclosures and information: https://www.fnb-online.com/disclosures